USDA Vs. FHA your options comparison in Sanibel, Lee County, FL
As of 2025, the USDA loan threshold in Sanibel, within Lee county, FL, is $376,000. For FHA loans, the limit for single-family homes is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare today's top USDA versus FHA rates. Determine the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA loans, enabling you to choose the program in that best suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Sanibel, Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$376,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Sanibel, FL
The goal of Lendersa® is to swiftly secure the most suitable USDA or FHA loan for you, hassle-free. Select one of three approaches that connect you with matching lenders and USDA loan options.
A USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. These loans are specifically available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment at all.
KeySmart Mortgage Co was created with the consumer in mind, we are a veteran owned and operated company with nearly 40 years of combined experience. Commitment to service, respect and excellence are our core values. Our strength is our people, we are guided by the principle of respect.
Guaranteed Financial is an Illinois residential mortgage company dedicated to one thing– fulfilling the American Dream.Our team serves the lending needs of home buyers, homeowners, real estate professionals & builders across the state by offering a host of diverse and flexible mortgage packages for customers with a variety of backgrounds and needs.
American Financial Solutions Inc We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
27560 Groesbeck Hwy, Suite 2, Roseville, MI, 48066
We fund hard money commercial loans. With over fifty Private Lenders. Even in these tough economic times KCG is able to fund difficult hard money commercial loans that most other lenders would turn down. Special Circumstance Financing Structures are available for almost any type of commercial real estate, that cannot be funded
20700 Civic Center Dr, Suite 360, Southfield, MI, 48076
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
20700 Civic Center Drive, Suite 240, Southfield, MI, 48076
Bernard Financial Group, Michigan’s largest commercial mortgage banking firm, specializes in both debt and institutional equity placement for commercial real estate borrowers and developers with commercial lenders and institutional joint venture participants. Since its inception, Bernard Financial Group has financed.
19785 West 12 Mile Road, Suite 462, Southfield, MI, 48076
ADM FINANCIAL GROUP We specialize in commercial mortgages from $250, 000.00 to $25, 000, 000.00 for the acquisition or refinancing of multi-family apartment, mini malls, multi-use buildings, churches, mini-storage, golf courses, car washes, c-stores, offices, industrial, anchored and non-anchored retail, hotels, motels flagged and un-flagged.
26555 Evergreen Road, Suite 900, Southfield, MI, 48076
Mortgage Center has been working with credit union members and mortgage borrowers to help our communities grow. As a member of Mortgage Center, you’re backed by a caring team of professionals experienced in mortgage lending and borrowing. Plus, on most mortgages, you will always make your payments to Mortgage Center for the life of the loan.
Our mission as a community bank is to provide our local community with the highest quality of financial services. We strive to Maintain the public trust through safe and sound banking practices and enhance the financial strength of our bank. Promote healthy growth through diversified and quality services to our customers.
