USDA Vs. FHA Pro and Con comparison in Madeira-Beach, Pinellas County, FL
In 2025, the USDA loan cap in Madeira-Beach, located in Pinellas County, FL, is $0, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loan options to assist in choosing the best program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Madeira-Beach, Pinellas, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Madeira-Beach, FL
At Lendersa®, our aim is to promptly and smoothly get you the best USDA or FHA loans. Choose from three starting pathways to connect with potential lenders and access USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and often referred to as a USDA rural development loan or mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans offer zero down payment options, making them appealing for eligible borrowers.
Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market.
We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.
Crowell State Bank We are very pleased that you have chosen our bank to be Your bank! Crowell State Bank has been locally owned and operated since 1931 and we pride ourselves in being able to continue to offer community banking service to our local area. Come in and have a cup of coffee with us and let us know what your banking needs are and we wil
At Quantum Credit Union, earnings are returned back to our owners in the form of lower rates, higher interest on deposits, and lower fees. Everyone is an equal owner, with one vote, and can help shape decisions on leadership, new products and more.
We are a not-for-profit credit cooperative, offering a full line of banking services.
"Mount Vernon Bank & Trust Company adheres to these values by providing personal and business banking customers the banking services they need with the quality service they deserve. Because Mount Vernon Bank & Trust Company works locally, financial decisions, large and small, can be made quickly to improve your banking experience.
Mount Vernon
Community Bank with locations in Mechanicsville, Mount Vernon & Solon Iowa. Bridge Community Bank is happy to help you with all your banking needs, from deposit accounts, IRA, CDs, business products, commercial & personal loans, mortgage loans, to our BCB Investment Services. Along with banking business,
Empower Credit Union is here to provide financial services and products that educate, prepare, and empower our members and the community we serve. Our financial institution was originally incorporated as the “Employees Mutual Savings Building and Loan Association” (EMSBLA) on April 12, 1914.
We are a mortgage broker servicing the entire state of Washington. We manage the process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms. Our designated broker has nearly 20 years of residential lending experience and we will work hard to find the best fit for your scenario.
The Cleo State Bank is the oldest Bank in Major County, Oklahoma. It was chartered in 1900 and has been serving individuals and local businesses in Northwest Oklahoma for over 100 years. The Cleo State Bank is locally owned and operated. With over 200 years of combined experience, our team is focused on serving our communities.
Founded in 1901, Union State Bank has a rich tradition of serving local families, businesses and farmers while always looking ahead to new opportunities. You can see this philosophy at each of our eight locations across the region, and many feature original historic details or photographs.
Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.
