USDA and FHA Pro and Con in Green-Cove-Springs, Clay County, FL
In 2025, the USDA loan limit in the city of Green-Cove-Springs, located in Clay, FL, is set at $310,900. In contrast, the FHA limit for a single-family residence amounts to $388,700.
Utilize the Lendersa® USDA loan calculator to juxtapose today's optimal USDA and FHA rates, and assess the income levels, credit scores, reserves, and documentation necessary to qualify. Our cutting-edge mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in discerning which program in states like Alabama fits your financial profile best.
2025 Loan Limits and Downpayment Requirements in Green-Cove-Springs, Clay, FL
Loan Type
Loan Limit
Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Green-Cove-Springs, FL
Lendersa® seeks to efficiently connect you with the most suitable USDA or FHA loan available, without unnecessary hassle. Choose one of three initial pathways to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans offer the advantage of zero down payment.
Our solid foundation was established in the 1920s on the strength and stability of the local community of Crowley, Louisiana. Since our inception, we have grown to hold over $537, 000, 000 in assets, ensuring personal service as the cornerstone of all we do. Although we still call the original Crowley Skyscraper home.
At Farmers Bank of Milton, we strive to offer the superior banking service our customers expect. Most importantly, we want to ensure that our experienced staff delivers these services in a friendly, efficient manner. We are proud to be a part of our communities and to participate in the growth and prosperity of our region.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Gibbs Aluminum Federal Credit Union has been open since 1967. Located at 3093 Ohio Drive in Henderson Kentucky, GAFCU provides banking to more than 1,000 members. Membership is current open to all Gibbs Die Casting team members and to immediate family of current members. The Gibbs Aluminum Federal Credit Union is a federally-chartered employee.
At Field & Main Bank®, we believe that banking should be built on more than transactions. It should start with relationships. We have a heart for service and an appreciation for innovative experiences. We’re changing lives and strengthening communities by approaching relationships with care, honoring our values.
Bank of Oak Ridge is a Louisiana chartered bank that began in 1910 and has proudly served Oak Ridge and the surrounding Morehouse and Richland Parish area for over 100 years. We were excited to expand our community banking services into Monroe, LA, by opening a Loan Production Office in June 2016, then converting it to a full-service branch in Sept
At Cross Keys Bank our Mission Statement is simple: “Our mission is to help our customers succeed.” Since our beginning in 1902 we have served the people and the communities of Northeast Louisiana by providing products and customer service as a package. They just go together. For 18 consecutive years, we have received the highest award.
At Progressive Bank, our purpose is 'to help people achieve their dreams' and we accomplish this purpose through our nine financial center locations across North Louisiana with centers in Monroe, West Monroe, Winnsboro, Bossier City, and Shreveport and through our full-service website at www.progressivebank.com.
Vermilion Bank supports its community in many ways with many of our staff members actively involved in local civic organizations. We have loaned more of our assets to the community and surrounding area than any local bank in Kaplan. We provide top quality service to our customers at a reasonable price
First National Bank is committed to its customers. For over 150 years our doors have been open, and we strive to serve our customers to best meet their individual financial needs, not only because they're our customers, but also our friends and neighbors. We take pride in being on a first name basis with our customers.
In 1912 when we were known as Commercial Loan & Trust Company. We were founded on sound banking principles, solid business practices, and good, old-fashioned, common sense. Our growth was steady, and what began as a modest enterprise became an established financial institution. In 1965, we changed our name to Commercial Bank & Trust Company.
