FHA Vs. USDA loan program for Keystone-Heights, Clay County, Florida

In 2025, USDA loan limit in Keystone-Heights, county of Clay, FL is $310,900 while FHA limit is $388,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Keystone-Heights, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(360) 352-2101 Lender's profile and map Reviews St. Julien Home Loans 204 Custer Way SW, Suite 102, Tumwater, WA, 98501 St Julien Home Loans is a family-owned mortgage solutions company with over 42 years of experience. Located in Tumwater, Washington we service loans all across the state and partner with several banks and credit unions. Founded in 2005 by Bonnie and Wendy St. Julien, a mother and daughter team.
0000000000 Lender's profile and map Reviews NTFN, INC 711 CAPITOL WAY S, Suite 204, Olympia, WA, 98501 NTFN is a full service mortgage banker established in 1992 originally as Park Cities Mortgage. It was started by two men that felt they could create a better experience for their borrowers. They founded the company on the premise of excellent service, increased control and a faster more flexible process
(360) 786-5056 Lender's profile and map Reviews Accel Mortgage PO Box 11206, Olympia, WA, 98508 "Accel Mortgage We believe in the value of honest, ethical business dealings, and in unsurpassed customer service.We want you to not only be happy with your home but also with the mortgage program. Whether you are in need of a mortgage for a refinance or a home purchase, we will help you find the mortgage that best fits your needs
(360) 779-4567 Lender's profile and map Reviews Liberty Bank 19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370 Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
(360) 754-3400 Lender's profile and map Reviews Olympia Federal Savings and Loan Association 421 Capitol Way S, Olympia, WA, 98507 Olympia Federal Savings began in 1906 in downtown Olympia remaining a mutual savings and loan, owned by our account holders ever since. With loans and deposits staying local, you can rest-assured knowing your dollars are reinvested back into the community in which you work and live.
(800) 258-3115 Lender's profile and map Reviews TwinStar Credit Union Lakewood PO Box 718, Olympia, WA, 98507 TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.
(541) 251-2742 Lender's profile and map Reviews By BayWest Mortgage Company 519 Chetco Ave, Suite 1, Brookings, OR, 97415 BayWest Mortgage Over 30 years experience specifically in residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Association of Mortgage Professionals. residential mortgage finance. Certified Residential Mortgage Specialist (CRMS) designation from National Ass.
(360) 307-6400 Lender's profile and map Reviews Connection Credit Union 10200 Silverdale Way NW, Silverdale, WA, 98383 Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
(360) 757-1898 Lender's profile and map Reviews Hometown Mortgage Corporation 275 W Rio Vista Ave, Suite 4, Burlington, WA, 98233 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(360) 757-2462 Lender's profile and map Reviews Private Lending Investments, Inc. 120 E George Hopper Rd, Suite 200, Burlington, WA, 98233 "Private Lending Investments, Inc. is committed to providing the highest level efficient service to both the investor and buyer of our private loans. We take great pride in our level of communication with each client throughout every step of the loan. We specialize in the ability to structure each of the private loans"
(360) 222-3236 Lender's profile and map Reviews Fulton Financial Consultants, Inc. 3790 Shorewood Avenue, Greenbank, WA, 98253 Fulton Financial Consultants, Inc. formally incorporated under the laws of Washington State on April 21, 1980 with the name Fulton Insurance Consultants, Inc. Then in 1995 changed its name to Fulton Financial Consultants, Inc. which was done for multiple reasons including the preparation of expanding licensing to become a Mortgage Broker.
(360) 685-8058 Lender's profile and map Reviews 1st Mortgage Services 714 Lakeway Dr, Bellingham, WA, 98229 The 1st Mortgage Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs