USDA Vs. FHA your options comparison in Tangelo-Park, Orange County, FL

In the year 2025, the USDA loan cap in Tangelo-Park, within Orange county, FL, is $285,000. Meanwhile, the FHA limit for a single-family property is established at $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates, determining the necessary income, credit criteria, reserves, and documentation for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help you discern which program in is most aligned with your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Tangelo-Park, Orange, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Tangelo-Park, FL

The goal of Lendersa® is to secure the best possible USDA or FHA loan for you, swiftly and without any complexity. Choose from three starting paths to connect with suitable lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, endorsed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available only for rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, offering a more accessible home financing option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Service Credit Union
  • 16430 Park Ten Place, Houston, TX, 77084
  • First Service Credit Union is proud to say that we’re “For You, Not Profit.” We put our commitment to customers front & center. As a not-for-profit financial cooperative, First Service was started with a distinct purpose: to serve our members and help them reach their financial goals without having to worry about paying investors or shareholders.
  • Imperial Mortgage Services Inc
  • 1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Texas Finance
  • 1400 Broadfield Boulevard, Suite 200, Houston, TX, 77084
  • Texas Finance is composed of native Texans on a mission. We are dedicated to offering you the best loans available, tailored just for you. Our promise is to keep your needs and well being the foremost item in obtaining your loan. We will always tell it like it is and promise -- no surprises at the closing table.
  • Bennett Home Mortgage, LLC
  • 3202 Cobblestone Creek Way, Houston, TX, 77084
  • Bennett Home Mortgage, LLC believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
  • Nickel Steel Federal Credit Union
  • 1067 South Main Street, Lima, OH, 45804
  • Nickel Steel Federal Credit Union is a Federal Credit Union with assets of 5272479 and headquarters in Lima, OH. The Ohio Steel Foundry Employees Lima Federal Credit Union was founded on November 10, 1953 to solely serve the employees of the Ohio Steel Foundry Co. of Lima, their immediate family members, and the employees of the credit union.
  • Iron Workers Savings Bank
  • 3333 Concord Road, Aston, PA, 19014
  • Iron Workers Bank understands the importance of loyalty in maintaining local business and local clients. Founded in 1879 in Chester, PA, Iron Workers Bank was the original peoples' bank. Named after the local artisans' that built the iron-clad ships in the local ship yard, the name is derived from the people it served in the early days.
  • Sun East Federal Credit Union
  • 4500 Pennell Road, Aston, PA, 19014
  • "Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations. We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."
  • Century Credit Union
  • 1540 Lemay Ferry Road, Saint Louis, MO, 63125
  • At Century Credit Union, we pride ourselves on our customer service and have been faithfully serving members for more than 60 years. Located in South St. Louis County and in Arnold, we reach more than 9, 000 members and approximately 30 select employee groups and accept new members from three Missouri counties: St. Louis County, Jefferson County.
  • Midwest BankCentre
  • 2191 Lemay Ferry Road, St. Louis, MO, 63125
  • We have been a mainstay of St. Louis community banking since 1906. Currently, we rank among St. Louis’ largest locally owned banks with assets of about $1.9 billion and deposits of $1.4 billion. We provide integrated financial services with expertise in commercial, retail and digital banking; business treasury management.
  • Assured Mortgage service
  • 9521 S. Broadway, Lemay, MO, 63125
  • At AssuredMTGS.com, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.
  • Texas Home Lending LLC
  • 7942 Emerald Bluff Court, Houston, TX, 77095
  • Buying a home is an exciting time for you and your family. For such an important financial milestone in your life, shouldn’t the process be as stress free as possible? That’s why we’re here to help you as a lender, we have the opportunity to serve the bigger family, the people around you: your family, your neighbors, your friends.
  • Texas Choice Mortgage Inc
  • 15930 Signal Creek Dr, Houston, TX, 77095
  • We are an independently owned mortgage brokerage located in the Houston Texas region. We specialize in VA Conventional, FHA, & USDA, Bank statement loan program for self-employed buyers, Should you be looking to purchase or refinance a home we are here to help As an independent mortgage broker we have access to many different types of products