USDA Vs. FHA Pro and Con comparison in Williamsburg, Orange County, FL

As of 2026, the USDA loan limit in Williamsburg, in the county of Orange, FL, is $336,500, while the FHA limit is $472,030 for a single-family residence.

To compare contemporary USDA and FHA rates, utilize the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to choose the most suitable program for your financial condition in .

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2026 Loan Limits and Downpayment Details in Williamsburg, Orange, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Williamsburg, FL

The primary aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan without obstacles. Select one of the three initial approaches that guide you to matched lenders and USDA loan options.

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Understanding USDA Loans in FL

Backed by the Department of Agriculture, a USDA home loan, also termed a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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