As of 2026, the USDA loan limit in Williamsburg, in the county of Orange, FL, is $336,500, while the FHA limit is $472,030 for a single-family residence.
To compare contemporary USDA and FHA rates, utilize the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, allowing you to choose the most suitable program for your financial condition in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The primary aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan without obstacles. Select one of the three initial approaches that guide you to matched lenders and USDA loan options.
Backed by the Department of Agriculture, a USDA home loan, also termed a USDA rural development loan or USDA mortgage, is accessible only in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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