USDA Loan Vs. FHA loan pro & con for Williamsburg, Orange County, FL

In 2025, USDA loan limit in Williamsburg, county of Orange, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Williamsburg, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(641) 682-7541 1070 miles Lender's profile and map Reviews South Ottumwa Savings Bank 320 Church Street, Ottumwa, IA, 52501 South Ottumwa Savings Bank has grown from a simple currency exchange to a full-service financial institution with acquired offices of Hedrick Savings Bank in 2011, West Liberty State Bank in 2015 and Peoples State Bank in 2020. A community bank, with decisions made locally by people who know the community and surrounding areas.
(641) 684-5448 1070 miles Lender's profile and map Reviews Community 1st Credit Union 235 Richmond Ave, Ottumwa, IA, 52501 Community 1st Credit Union is a Not-For-Profit financial cooperative that has been serving members for over 85 years. From a humble beginning, we have grown to serve over 60, 000 members. As a Not-For-Profit financial institution, we give returns to our members in higher savings rates, better services, and lower borrowing rates.
(830) 896-3977 1070 miles Lender's profile and map Reviews Texhillco School Employees Federal Credit Union 1018 Sidney Baker Street, Kerrville, TX, 78028 Texhillco School Employees Federal Credit Union was established in 1956. It was founded by school employees and operated out of a cigar box on the top floor of the old Tivy High School building in Kerrville, now the KISD administration building. Since that time the surrounding Hill Country school districts have joined our field of membership.
(830) 896-6800 1070 miles Lender's profile and map Reviews Kerr County Federal Credit Union 3700 Memorial Boulevard, Kerrville, TX, 78028 Kerr County Federal Credit Union was founded on July 1, 1936 in the basement of the VA Hospital, to serve veterans & their families along with employees of the VA. Since then, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services
(830) 792-1950 1070 miles Lender's profile and map Reviews Guadalupe Bank 1309 Bandera Hwy, Kerrville, TX, 78028 Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.
(830) 377-3692 1070 miles Lender's profile and map Reviews US Mortgage Lenders 230 Castle Pines, Kerrville, TX, 78028 US Mortgage Lenders, I not only have access to leading national lenders, but I have access to funding sources not readily advertised, with lenders you wouldn’t think to look for. Undoubtedly, I can find more competitive mortgage rates than banks and other traditional mortgage firms.
(580) 336-5531 1070 miles Lender's profile and map Reviews Exchange Bank and Trust Company 523 Delaware, Perry, OK, 73077 The Exchange Bank and Trust Company of Perry, OK will remain a strong, sound and successful community bank. Through a friendly and professional staff, we will provide the products and services needed by our communities. Our primary trade area encompasses Noble County and Payne County.
(940) 549-2040 1070 miles Lender's profile and map Reviews Ciera Bank 623 Elm Street, Graham, TX, 76450 Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.
(231) 924-4880 1070 miles Lender's profile and map Reviews Gerber Federal Credit Union 508 W State St, Fremont, MI, 49412 Gerber Federal Credit Union was founded here in Michigan, and we’re focused on growing here. Our promise is to provide high quality services to satisfy member financial needs through competitive products and services and friendly, well-trained, caring employees applying the latest technology.
(414) 421-8200 1071 miles Lender's profile and map Reviews Pyramax Bank 7001 W. Edgerton Ave, Greenfield, WI, 53220 PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha. Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,