During 2025, the USDA loan limitation in North-Palm-Beach, located within the county of Palm Beach, FL, is $322,000. In comparison, the FHA limit for a single-family home is $402,500.
Utilize Lendersa®'s USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you select the best option in Alabama for your financial scenario.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $322,000 | 0% |
| FHA | $402,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® endeavors to connect you with the best possible USDA or FHA loan rapidly and effortlessly. Choose from one of the three available starting points to align with lenders and USDA loan programs that suit your needs.
A USDA home loan, supported by the government through the Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. Exclusively available in rural areas, USDA loans require no down payment, unlike FHA loans which demand a minimum down payment of 3.5%.
Enter your location to find out if it qualifies for USDA rural housing loan?
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