USDA and FHA Pro and Con in North-Palm-Beach, Palm Beach County, FL

During 2025, the USDA loan limitation in North-Palm-Beach, located within the county of Palm Beach, FL, is $322,000. In comparison, the FHA limit for a single-family home is $402,500.

Utilize Lendersa®'s USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you select the best option in Alabama for your financial scenario.

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Loan Limits and Down Payment Requirements for 2025 in North-Palm-Beach, Palm Beach County, FL

Loan Type Loan Limit Down Payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA Loan Options in North-Palm-Beach, FL

Lendersa® endeavors to connect you with the best possible USDA or FHA loan rapidly and effortlessly. Choose from one of the three available starting points to align with lenders and USDA loan programs that suit your needs.

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Understanding USDA Loans in FL

A USDA home loan, supported by the government through the Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. Exclusively available in rural areas, USDA loans require no down payment, unlike FHA loans which demand a minimum down payment of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Snake River FCU
  • 2361 Orchard Drive E, Twin Falls, ID, 83301
  • Snake River Federal Credit Union was organized as a Federally Chartered Credit Union on June12, 1953, Twin Falls, Idaho. Snake River Federal Credit Union is a well established Credit Union serving the employee’s of The Amalgamated Sugar Company, their family members and the Southern Idaho Sugar Beet Growers.
  • KPL Select Mortgage
  • 2583 N. Palm Canyon Dr, Suite 200, Palm Springs, CA, 92262
  • KPL Select Property Management, Inc., is a full service property management company with over 20 years of experience managing residential, commercial and vacation properties throughout Southern California. We specialize in the rental and management of Single Family Homes and Multi Unit Residential properties in the greater Los Angeles Area
  • Desert Empire Mortgage
  • 1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262
  • Desert Empire Mortgage Clients purchasing and refinancing their real estate and or business, including commercial property and personal residences, second homes, and investment properties. We specialize in SBA, FHA, VA, USDA, Conventional and other types of commercial and residential home loans.
  • American Lenders Annex
  • 500 West Yorba Road, Palm Springs, CA, 92262
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kaiser Financial Services
  • 121 South Palm Canyon Drive, Suite 207, Palm Springs, CA, 92262
  • Kaiser Financial Services, Inc in Palm Springs, CA received a Paycheck Protection Loan of $2, 083 through Bank of America, National Association, which was approved in May, 2020. Kaiser Financial Services, Inc is a corporation located at 121 S Palm Canyon Dr Ste 207 in Palm Springs, California.
  • MortgageWorks, Inc.
  • 1111 East Tahquitz Canyon Way, Suite 121, Palm Springs, CA, 92262
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Contempo Lending, Inc
  • 475 E. Tahquitz Canyon Way, Palm Springs, CA, 92262
  • "Contempo Lending, Inc. We are a locally owned and operated Mortgage Broker located in beautiful Palm Springs, CA. When you choose Contempo Lending as your mortgage broker you are promised outstanding service and you can have the confidence that you are getting the best rate possible."
  • Old Arbor Mortgage
  • 908 Star Pl, Alpine, CA, 91901
  • Steve Ventimiglia have been in business full time since 1992 as a Real Estate and Mortgage Broker. Steve specialize in residential mortgage loans and went in business because I wanted to help buyers obtain the Dream of Home Ownership and help them build their real estate portfolio, one property at a time.
  • Alpine Lending Group a Division of L & L Mortgages
  • 2875 Sage View Drive, Alpine, CA, 91901
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
  • MORTGAGE SOLUTIONS
  • 321 N Main St., Bellevue, ID, 83313
  • Mortgage Solutions delivers quick and precise mortgage loans to homebuyers and homeowners that will best suit their personal financial portfolios. Offered loan products include Conventional and Jumbo/High Balance, Construction Loans, FHA, USDA, and VA. Mortgage Solutions manages the process for you by applying for loans with different lenders,