USDA VS FHA in North-Palm-Beach, Palm Beach County, FL
During 2026, the USDA loan limitation in North-Palm-Beach, located within the county of Palm Beach, FL, is $322,000. In comparison, the FHA limit for a single-family home is $402,500.
Utilize Lendersa®'s USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you select the best option in Alabama for your financial scenario.
Loan Limits and Down Payment Requirements for 2026 in North-Palm-Beach, Palm Beach County, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in North-Palm-Beach, FL
Lendersa® endeavors to connect you with the best possible USDA or FHA loan rapidly and effortlessly. Choose from one of the three available starting points to align with lenders and USDA loan programs that suit your needs.
A USDA home loan, supported by the government through the Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. Exclusively available in rural areas, USDA loans require no down payment, unlike FHA loans which demand a minimum down payment of 3.5%.
2000 PGA Blvd, Suite 3220A, Palm Beach Gardens, FL, 33408
Lends in Florida
Cason Home Loans is determined to achieve excellence in the mortgage origination industry; focusing on customer satisfaction and attention to detail to prove that our team is an elite organization.we pledge to be honest and upfront so that your mortgage needs can be met and you walk away telling others about Cason Home Loans.
2000 PGA BLVD Bldg A Suite 3220, North Palm Beach, FL, 33408
Lends in Florida
Mortgage300 brings together top industry talent, high-efficient operations team and the secret sauce - a partnership opportunity offering true equity and autonomy.Through this revolutionary structure, we fully empower our highly experienced partners which enables us to combine the typical sales hierarchy down to just one.
1201 U.S. Highway One, Suite 330, North Palm Beach, FL, 33408
Lends in Florida
United Mortgages Corp’s only business is mortgages. Unlike a commercial bank, we are not limited to one or two standard programs. As a mortgage banker, we have many market sources to offer our clients. We know that each customer has a special set of circumstances and our specialty is identifying the right type of loan that meets your needs.
We are privileged and Fortunate to have a very experienced Mortgage Team of Professionals that share the same vision. Our intention is to impress upon you the importance of making your mortgage a pivotal component to your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by,
Velocity Community Credit Union is a progressive, full service financial institution that is passionate about helping its members. As a not-for-profit co-op, our dedicated employees can concentrate on providing superior service to our members while offering a full suite of products to meet all of their financial needs.
800 Village Square Crossing, Suite 322, Palm Beach Gardens, FL, 33410
Lends in Florida
New Florida Mortgage is a mortgage powerhouse! Our principals began this journey a couple decades ago and have grown this operation due to excellent relationships with our clients and professional business contacts. We started out small, with just a couple of people and a small office, but today we aspire to greater things.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
300 Village Square Crossing Suite 101, Palm Beach Gardens, FL, 33410
Lends in Florida
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally
2560 RCA Boulevard, Suite 114, Palm Beach Gardens, FL, 33410
Lends in Florida
"Arch Mortgage, you are an esteemed customer and as such we promise to treat you with respect to provide you the service you want & that you deserve. We understand the commitment you are making whether buying your dream home, refinancing your current home, or pulling equity out for improvements. From the first question to the closing table"
