USDA Vs. FHA your options comparison in North-Palm-Beach, Palm Beach County, FL
During 2026, the USDA loan limitation in North-Palm-Beach, located within the county of Palm Beach, FL, is $322,000. In comparison, the FHA limit for a single-family home is $402,500.
Utilize Lendersa®'s USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA programs, helping you select the best option in Alabama for your financial scenario.
Loan Limits and Down Payment Requirements for 2026 in North-Palm-Beach, Palm Beach County, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in North-Palm-Beach, FL
Lendersa® endeavors to connect you with the best possible USDA or FHA loan rapidly and effortlessly. Choose from one of the three available starting points to align with lenders and USDA loan programs that suit your needs.
A USDA home loan, supported by the government through the Department of Agriculture, is also referred to as the USDA rural development loan or USDA mortgage. Exclusively available in rural areas, USDA loans require no down payment, unlike FHA loans which demand a minimum down payment of 3.5%.
"As a full-service commercial bank, we offer a broad range of financial services, including:
Online and mobile banking
Consumer and commercial loans
Trust and retirement services
Money market and deposit accounts
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Insurance services
Since 1851, we have been serving this region and helping our neighbors achieve their f
BMECU now offers now offers 24/7 mortgage approvals on-line with MortgageClick®, a full-service mortgage approval solution. Even before starting the application you can research loan options based on your financial information. MortgageClick® also contains loan calculators and educational information on the home-buying process
As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.
Bank of Labor cares about individuals, small businesses, and the community. You see it in our actions and what we offer. We make sure our products and services go above and beyond, such as our reward program options that can help customers get points toward travel, merchandise, and the perks that other places may not offer to everyone.
Reliance Credit Union was founded in 1931 serving the public utility employees in the Kansas City area. Since then we have expanded our membership profile to become a community credit union. We are dedicated to providing a safe, convenient place for our members to save and obtain loans at a reasonable rate.
6505 N. Prospect Ave, Suite 400, Gladstone, MO, 64119
National VA Loans is one of the fastest growing VA mortgage brands in the United States. We are a brand that developed out of a pure, honest desire to help servicemen and women be able to buy a home and build the life of their dreams within that home. We are here to help you utilize the VA Loan programs.
We are your full-service, not-for-profit financial institution. We’re member-owned and operated, so you’ll always feel at home. Also, we have no stockholders to pay. Profits (after operating expenses) are returned directly to you and your fellow members in the form of higher dividends on savings, lower loan rates, and reduced fees for services!
Communication Federal Credit Union has been committed to serving members since 1939 and providing the best overall value of financial products and services available. Communication Federal Credit Union has headquarters in Oklahoma City and was founded in 1939. It has more than 85, 000 members and over one billion dollars in assets.
Bank7 is a full-service Oklahoma-based community bank chartered in 1901 and relocated to Oklahoma City in 2005. With locations throughout Oklahoma, Kansas, and Texas, Bank7 has expanded its footprint to service the communities in which we live. Our history and vast experience in the energy industries, real estate, construction, and agriculture
1000 W Wilshire Blvd, Suite 364, Oklahoma City, OK, 73116
Cross Timbers Mortgage specializes in home loans in Oklahoma. Our services go beyond just the products we offer: education, training, and building strong relationships within the mortgage industry are also what we focus on, allowing us to bring the most value to our customers. The goal is to provide the best guidance, speed
