USDA Vs. FHA Pro and Con comparison in Jupiter, Palm Beach County, FL

In 2025, the USDA loan limit for Jupiter, located in the county of Palm Beach, FL, is set at $368,000, whereas the limit for FHA loans on a single-family home is $557,750.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's best rates between USDA and FHA. This will help you determine the income, credit score, reserves, and documents needed to qualify. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Jupiter, County of Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Jupiter, FL

The objective of Lendersa® is to quickly and easily provide you with the best possible USDA or FHA loans. Begin by selecting one of three starting routes to connect you with appropriately matched lenders and USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan is one backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural locales. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage allows prospective homeowners to purchase without any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • USNEP Employees Federal Credit Union
  • 30 E Court, Lewisburg, PA, 17837
  • The USNEP Employees FCU was chartered in 1935 and now has over $15 million in assets. Our philosophy has always been to keep overhead down, safe investments and offer our members services that yield maximum benefits on savings and borrowing. USNEP Employees Federal Credit Union serves employees and their family members of the United States.
  • Falls Catholic Credit Union
  • 33 Graham Road, Cuyahoga Falls, OH, 44223
  • Falls Catholic CU exists to service the financial needs of our membership through honesty & integrity. Every member is the most important member. Falls Catholic Credit Union provides dynamic, diverse, comprehensive & competitive financial services. OUR VISION is To provide the most affordable and comprehensive financial services to the membership.
  • Wallis State Bank
  • 6510 Railroad Street, Wallis, TX, 77485
  • Wallis Bank is a full service community bank with locations in Houston, Dallas, San Antonio, Los Angeles, and Atlanta. At Wallis Bank, our mission is to provide you with financial services that are unsurpassed in customer satisfaction. What makes Wallis Bank unique is our ability to serve the small rural customers to large international customers.
  • Citizens National Bank.
  • 102 S. Main Street, Bluffton, OH, 45817
  • Citizens National Bank (CNB) is a commercial bank with physical locations in Bluffton, Celina, Defiance, Elida, Findlay, Lima, Springfield, Toledo and Van Wert, Ohio. Focused on small business, we work closely with our customers to develop individualized financing plans and a variety of treasury management services.
  • Mortgage Now Inc.
  • 1161 Broad St #212, Shrewsbury, NJ, 07702
  • Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Southern Middlesex County Teachers Federal Credit Union
  • 39 Brunswick Woods Drive, East Brunswick, NJ, 08816
  • The Southern Middlesex County Teachers FCU is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
  • NEXPANSE FINANCIAL LLC
  • C2 Brier Hill Court, Suite 201, East Brunswick, NJ, 08816
  • Nexpanse Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward. We educate our clients with the loan process.
  • Northampton Area School District Employees Credit Union
  • 2014 Laubach Avenue, Northampton, PA, 18067
  • A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
  • Pennstar Federal Credit Union
  • 4139 East State Street, Hermitage, PA, 16148
  • Your Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
  • Mercer County Community Federal Credit Union
  • 559 N Hermitage Road, Hermitage, PA, 16148
  • Mercer County Community FCU is not just for teachers – we serve all of Mercer County, the surrounding counties of Lawrence, Venango and Crawford in PA; plus Mahoning, Trumbull and Columbiana in Ohio. The Credit Union is a member owned, not for profit organization. The Credit Union is striving to provide desired financial services to its members.