USDA Vs. FHA Pro and Con comparison in Jupiter, Palm Beach County, FL

In 2026, the USDA loan limit for Jupiter, located in the county of Palm Beach, FL, is set at $368,000, whereas the limit for FHA loans on a single-family home is $557,750.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's best rates between USDA and FHA. This will help you determine the income, credit score, reserves, and documents needed to qualify. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in Jupiter, County of Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Jupiter, FL

The objective of Lendersa® is to quickly and easily provide you with the best possible USDA or FHA loans. Begin by selecting one of three starting routes to connect you with appropriately matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is one backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural locales. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage allows prospective homeowners to purchase without any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Texas Regional Bank
  • 2019 South 77 Sunshine Strip, Harlingen, TX, 78550
  • The idea for Texas Regional Bank emerged in 2008 when four businessmen recognized the community banking void in their local region caused by the consolidation of privately-held community and regional banks. Over the years, locally-owned banks had decreased, reducing the banking choices in many parts of Texas.
  • Rio Grande Valley Credit Union
  • 1221 Morgan Boulevard, Harlingen, TX, 78550
  • Rio Grande Valley Credit Union has been open since 1954. The credit union has assets totaling $152.34 Million and provides banking services to more than 17, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • First Community Bank TX
  • 806 S. 77 Sunshine Strip, Harlingen, TX, 78550
  • First Community Bank was originally chartered as the First National Bank of San Benito on September 27, 1979 and opened for business on October 3rd of that year in San Benito, Texas. The bank’s roots are evident in its ownership, represented by local businesspeople with a strong family heritage in the Rio Grande Valley.
  • Vetted Notes, LLC
  • 1210 East Tyler, Harlingen, TX, 78550
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Credit Union ONE
  • 400 E. Nine Mile Road, Ferndale, MI, 48220
  • Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members. Today, we remain committed to delivering quality financial services at our 20 branches in Detroit, Grand Rapids & Traverse City.Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members.
  • New Horizons Home Finance LLC
  • 1804 E Troy St, Ferndale, MI, 48220
  • A full service mortgage broker in the State of Michigan offering expert advice on 1st and 2nd lien home finance options. We make the mortgage application process easy with the latest technology, such as e-document signing and no fees to apply - EVER! New Horizons Home Finance will match you with the right lender and mortgage for your needs.
  • 1st Residential Lending Inc
  • 49028 Running Trout Lane, Northville, MI, 48168
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • The Peoples National Bank of Checotah
  • 300 W Gentry, Checotah, OK, 74426
  • Peoples National Bank is headquartered in Checotah OK at the intersection of Interstate 40 and US Highway 69 on Lake Eufaula. PNB takes pride in having served our community since 1911.The main office of PNB is located at 300 West Gentry with our drive-in facility at 310 North Broadway in Checotah.
  • Lake Pointe Mortgage, L.L.C
  • 27735 Jefferson Ave, Saint Clair Shores, MI, 48081
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.
  • BRM Mortgage Services
  • 2201 Midway Rd, Suite 1080, Carrollton, TX, 75006
  • At B R M Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.