USDA Vs. FHA your options comparison in Cabana-Colony, Palm Beach County, FL
For 2026, the USDA loan limit in Cabana-Colony, within the county of Palm Beach, FL, is set at $322,000. In contrast, the limit for an FHA loan on a single-family home is $402,500.
Take advantage of the Lendersa® USDA loan calculator to effectively compare today’s most competitive USDA and FHA rates. Determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the best program in to match your specific financial situation.
2026 Loan Limits and Down Payment Requirements in Cabana-Colony, Palm Beach, FL
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Cabana-Colony, FL
The purpose of Lendersa® is to connect you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points that lead to matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, this loan requires no down payment, unlike FHA loans, which need a minimum 3.5% down payment, providing a unique benefit to eligible applicants.
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