USDA and FHA Pro and Con in Cabana-Colony, Palm Beach County, FL

For 2025, the USDA loan limit in Cabana-Colony, within the county of Palm Beach, FL, is set at $322,000. In contrast, the limit for an FHA loan on a single-family home is $402,500.

Take advantage of the Lendersa® USDA loan calculator to effectively compare today’s most competitive USDA and FHA rates. Determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the best program in to match your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Cabana-Colony, Palm Beach, FL

Loan Type Loan Limit Down Payment
USDA $322,000 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Cabana-Colony, FL

The purpose of Lendersa® is to connect you with the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points that lead to matching lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, this loan requires no down payment, unlike FHA loans, which need a minimum 3.5% down payment, providing a unique benefit to eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Enact Partners
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  • Enact Partners is a hard money lender providing business purpose loans that are collateralized by real estate. Located in Southern California, we pride ourselves on customer service, fast and efficient loan validation, allowing you to be an effective real estate entrepreneur. We build customized investment portfolios secured by real estate.
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  • We are a team of Real Estate professionals with over 50 years of combined experience. As Investors ourselves, we have developed, rehabilitated, lent on, invested in approximately $1 billion dollars in real estate; we appreciate the importance of securing reliable and predictable funding and investment solutions.
  • Secured Financial
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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