USDA and FHA Pro and Con in Titusville, Brevard County, FL

In 2025, the USDA loan limit in Titusville, located in the county of Brevard, FL, stands at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA programs to guide your choice for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Titusville, Brevard, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Titusville, FL

Lendersa® aims to offer you the best USDA or FHA loan swiftly, without hassle. Select one of three options to find lenders and programs that fit your needs.

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Understanding the USDA Loan in FL

The USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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