USDA Vs. FHA your options comparison in Titusville, Brevard County, FL
In 2026, the USDA loan limit in Titusville, located in the county of Brevard, FL, stands at $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA programs to guide your choice for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Titusville, Brevard, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Titusville, FL
Lendersa® aims to offer you the best USDA or FHA loan swiftly, without hassle. Select one of three options to find lenders and programs that fit your needs.
The USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.
We were established in August 1989. We offer personal service and we keep you informed of the procgress of your application from state to closing. Space Coast Financial Services, Inc. is the most efficient and simplest way to manage buying a home. We can meet in person or complete the entire process through this website and using email.
"Syntex Mortgage will assist you with obtaining either a construction mortgage loan for your construction project or an “end” mortgage to purchase one of our homes. We will walk you through the entire process from loan application to loan closing. Our Licensed Mortgage Specialist can customize mortgage loan products specific to your circumstance.
We are the financial that doesn’t want you to have any debt. We offer solutions and advice to help you on your journey to financial freedom. FAIRWINDS Credit Union is Federally Insured by NCUA. We will not address specific member service issues or complaints through our social media channels.
First Choice Lending has gathered a team of experienced professionals under one roof, providing each client with step-by-step customer guidance from the initial inquiry until the purchase of their dream home. All in an atmosphere of mutual respect, professionalism and dedication. First Choice Lending; making a difference!
Independent Thinking, Independent Banking. Founded in 1946, the Citizens Bank of Florida is a financial institution that provides a variety of banking services. It offers savings, checking and money market accounts. The bank also provides certificates of deposit and individual retirement accounts.
Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Having ZERO LENDER FEES makes sure you get the lowest closing costs on your mortgage! (NO PROCESSING, UNDERWRITING, ADMIN or ANY OTHER FEES).
Most lenders charge an average of $800-$1200 in lender fees to do your loan. I believe you should have the lowest closing costs and overall deal on a mortgage when you work with our team...PERIOD!
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
