USDA Vs. FHA your options comparison in Titusville, Brevard County, FL
In 2026, the USDA loan limit in Titusville, located in the county of Brevard, FL, stands at $336,500. Conversely, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA programs to guide your choice for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Titusville, Brevard, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Titusville, FL
Lendersa® aims to offer you the best USDA or FHA loan swiftly, without hassle. Select one of three options to find lenders and programs that fit your needs.
The USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require none.
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