USDA Vs. FHA Pro and Con comparison in Port-St.-John, Brevard County, FL

In 2025, USDA loan limit in Port-St.-John, county of Brevard, FL is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Port-St.-John, county of Brevard, FL

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Port-St.-John, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Port Chester Teachers Federal Credit Union
  • 118 South Ridge Street, Suite 3, Port Chester, NY, 10573
  • The Port Chester Teachers Federal CU is a unique, not-for-profit and member-owned financial institution. Unlike banks that are strictly profit-driven, we return excess earnings to our members in the form of friendly and personal service, lower interest rates for loans, modest yield on accounts, and by offering free financial products and services.
  • Pepe Berard Capital LLC
  • 211 South Ridge Street, 2nd Floor, Rye Brook, NY, 10573
  • Pepe/Berard Capital is a boutique real estate direct lender & investment firm co-founded by William Pepe & Ralph Berardi, Jr. in 2013. The principals have over 50 years of combined experience in real estate lending, investments and management. The firm was founded to pursue small to middle market real estate opportunities.
  • CounselPro Lending, LLC
  • 800 Westchester Avenue, Suite N641, Rye Brook, NY, 10573
  • CounselPro Lending offers a wide range of commercial financing programs to help businesses of all sizes thrive. We provide business loans that are tailored to suit various objectives, and we maintain extensive partnerships with investors and other sources of financing. This approach allows us to structure
  • 360 Capital Funding
  • 777 Westchester Avenue, Suite 101, White Plains, NY, 10604
  • 360 Capital Funding is a privately held direct lender whose principals have over 30 years of experience in real estate lending and investing. Our firm provides acquisition, refinancing, rehab and development loans for ALL property types. We offer quick decisions and flexible terms to meet your financing needs.
  • Solution One Capital Corp
  • 707 Westchester Avenue, Suite 209, White Plains, NY, 10604
  • Solution One Capital Corp. Helping to bring people and homes together! Our goal as experienced mortgage brokers is to explore the many financial options available to you, and to work together to find the best one. Whether you are buying your first home, second home or refinancing your current mortgage
  • RealFi Home Funding Corp
  • 707 Westchester Avenue, Suite 305, White Plains, NY, 10604
  • We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.
  • ABS Based Solution
  • 1133 Westchester Avenue, West Harrison, NY, 10604
  • Asset Based Solution (ABS), LLC focuses on real estate and asset-based lending. We are the leading Hard Money Lender in New York & Florida, also lending in Connecticut, Maryland, New Jersey, and Pennsylvania. Our mission is to empower real estate investors, beginners or experienced, to seize opportunities they cannot finance themselves. We under
  • Prodigy Mortgage Corp
  • 3 Dalewood Court, New City, NY, 10956
  • Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.