USDA Vs. FHA Pro and Con comparison in Port-St.-John, Brevard County, FL

In 2026, the USDA loan limit in Port-St.-John, within Brevard, FL, is $285,000; meanwhile, for a single-family home, the FHA limit is $356,362.

The Lendersa® USDA loan calculator lets you compare current USDA and FHA rates to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you pick the best fit for your financial situation in .

Compare loan offers from 100 lenders

Loan Limits and Down Payment Information for 2026 in Port-St.-John, Brevard, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Port-St.-John, FL

The mission of Lendersa® is to efficiently connect you with the best USDA or FHA loan. Choose one of the three starting points to find lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in FL

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Federated Mortgage Services Inc
  • 925 Intracoastal Drive, Fort Lauderdale, FL, 33304
  • We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, mortgage brokers, builders and individual homebuyers throughout the state for the past 35 years. We are a premier service mortgage lender with an experienced staff offering expertise in every area of mortgage

  • KLOZE powered
  • 2455 E Sunrise Blvd #PH-1,, Fort Lauderdale, FL, 33304
  • KLOZE Powered by Nationwide Home Loans Corp is a Florida based mortgage lending firm recognized for its outstanding customer service and a strong reputation for getting even the most difficult of loans closed. We offer a wide variety of mortgage options, competitive pricing and sound advice about what is best for each client's individual situation.

  • Alex Doce - The Doce Group
  • 2598 E Sunrise Blvd Suite 2104, Fort Lauderdale, FL, 33304
  • Why Take Chances When Financing a Home?
    With over 36 years of experience in the mortgage industry, Alex has successfully helped more than 7,000 individuals and families finance their homes nationwide. Alex is currently the Branch Manager at the Doce Group at First Community Mortgage. First Community Mortgage is the only two-time winner of the Mort

  • Proper Mortgage Group, LLC
  • 7000 SW 22nd Court, Suite 127D, Davie, FL, 33317
  • We started many years ago as a small family real estate business and grew to meet the needs of our clients in the changing and growing market. With many years of real estate and financial experience, we opened Proper Mortgage Group to ensure all of our clients received the same exceptional level of service through every part of the home buying proc

  • Proficient Processing, LLC.
  • 7520 NW 5th st, Suite 204, Plantation, FL, 33317
  • Since opening in 2000, Proficient Processing, LLC. has been proud to serve the Plantation community. We’re committed to not only providing quality products and services, but going above and beyond to ensure our customers are completely satisfied. We welcome you to look through our site to see all we have to offer.

  • Rapid Home Loan Corp
  • 5237 W Broward Blvd, Plantation, FL, 33317
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Evergreen Mortgage Services Inc
  • 7501 Nw 4th Street, Suite 107, Plantation, FL, 33317
  • Evergreen Mortgage Services is committed to providing the right loan to finance your home. Our commitment remains second to none throughout the process, from application to closing. We are a licensed, full service, Mortgage Broker dedicated to guiding borrowers not just throughout the entire mortgage process.

  • We Florida Financial
  • P.O. Box 14548, Fort Lauderdale, FL, 33302
  • We Florida Financial is your credit union. Since 1952 we have served Fort Lauderdale, then Broward County, and today we serve individuals in 46 Florida counties. We Florida Financial is federally insured by the NCUA. We are a not-for-profit cooperative owned by our members who get to earn more and keep more of their money