USDA and FHA Pro and Con in Port-St.-John, Brevard County, FL

In 2025, the USDA loan limit in Port-St.-John, within Brevard, FL, is $285,000; meanwhile, for a single-family home, the FHA limit is $356,362.

The Lendersa® USDA loan calculator lets you compare current USDA and FHA rates to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you pick the best fit for your financial situation in .

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Loan Limits and Down Payment Information for 2025 in Port-St.-John, Brevard, FL

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Port-St.-John, FL

The mission of Lendersa® is to efficiently connect you with the best USDA or FHA loan. Choose one of the three starting points to find lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding a USDA Loan in FL

A USDA home loan, backed by the Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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