USDA VS FHA in Sharpes, Brevard County, FL

As of 2025, the USDA loan limit for Sharpes, in Brevard county, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial needs in .

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Loan Limits and Down Payment Requirements for 2025 in Sharpes, Brevard, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sharpes, FL

The goal of Lendersa® is to swiftly offer you the best USDA or FHA loan without hassle. Start with one of three pathways that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

A USDA home loan is backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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