USDA and FHA Pro and Con in Wauchula, Hardee County, FL

In 2025, the USDA loan limit for Wauchula in the county of Hardee, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates. Determine the income, credit, reserves, and necessary documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to aid in deciding which program is best for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Wauchula, Hardee County, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Wauchula, FL

The goal of Lendersa® is to rapidly provide you with the best USDA or FHA loan, minimizing any hassle. Choose one of the three starting points to connect with lenders and tailor USDA loan programs.

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Understanding USDA Loans in FL

A USDA home loan is guaranteed by the government through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, the USDA mortgage mandates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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