USDA Vs. FHA your options comparison in Wauchula, Hardee County, FL
In 2025, the USDA loan limit for Wauchula in the county of Hardee, FL, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates. Determine the income, credit, reserves, and necessary documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to aid in deciding which program is best for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in Wauchula, Hardee County, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Wauchula, FL
The goal of Lendersa® is to rapidly provide you with the best USDA or FHA loan, minimizing any hassle. Choose one of the three starting points to connect with lenders and tailor USDA loan programs.
A USDA home loan is guaranteed by the government through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, exclusively available in rural areas. Unlike FHA loans requiring a down payment of at least 3.5%, the USDA mortgage mandates no down payment.
First Mortgage Group, LLC (FMG) was established in 1996 to assist people in achieving their housing dreams; as such, FMG specializes in FHA, VA, Conventional and Jumbo loans. Bob Hester, President, formed FMG with the following objectives as his guide: Quality, Experience, Integrity and Service.
DANIEL GOVIN a hard-working, persistent professional, who finds the best means to successfully manage and complete the loan originating process. Daniel is dedicated in achieving the highest levels of quality to ensure client satisfaction is met. As an analyst and facilitator, “I share knowledge with clients and all who I work with.
Cardinal Mortgage, Inc. is committed to helping you find the right mortgage product for your needs. An Atlanta, Georgia mortgage broker we understand that every borrower in Georgia is different, and we offer a variety of mortgage products to meet your individual home loan requirements.
Fort McClellan Credit Union has strived to be a trusted resource for our members in achieving a brighter financial future while pursuing their dreams. We believe that our job is doing the right things for the right reasons on behalf of our collective membership. While we certainly must be experts at managing both balance sheet & income statement.
Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.
Jackson Mortgage Company is a full-service mortgage lender with more than 20 years of experience serving Anniston, Alabama and the surrounding community. Even if you don’t know us by name, you might recognize our “Call My Daddy!” catchphrase and watching Kelsey Jackson, daughter of owner Larry Jackson, grow up on our billboards through the years.
In 1955, several employees of the Anniston, Alabama, Post Office agreed that it would be a benefit for all of the employees to form a credit union. They assembled a group of twenty-five, and in July 1956, were chartered as the Northeast Alabama Federal Credit Union. In the years since, we have grown to 1186 members, with over $15 Million in assets.
Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.
At Gulf South Mortgage, you are more than just a number to us. We are locally owned and offer unmatched customer service by providing a more personal experience. Our staff will guide you from the initial consultation through the loan closing. You will experience an open line of communication
