USDA Vs. FHA Pro and Con comparison in Southeast-Arcadia, DeSoto County, FL
In 2025, the USDA loan limit in Southeast-Arcadia, county of DeSoto, FL, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates, determining income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your specific financial needs in locations such as Alabama.
2025 Loan Limits and Downpayment Requirements in Southeast-Arcadia, DeSoto, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Southeast-Arcadia, FL
The objective of Lendersa® is to quickly and seamlessly guide you to the best USDA or FHA loan. Choose one of three starting strategies to match with lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—and is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.
The Lincoln National Bank is a community bank and we take personal pride in giving one on one, friendly service for all your banking needs. We are a full service bank and offer a variety of checking, savings and loan products and other services. We've been committed to serving Hodgenville, LaRue County and the surrounding area since 1889.
Magnolia Bank is a community bank established in 1919 with a strong commitment to excellent customer service. This approach to banking is what we were founded on and what has allowed us to grow and serve new markets. At our banking centers in KY, we offer a variety of financial services to meet all your personal and business banking needs.
We strive to educate our borrowers so they completely understand their loan options and the mortgage process. We want them to have peace of mind knowing they are making a well-informed decision.Step-by-step, we interact with our clients throughout the transaction to help manage expectations. They know exactly what is going on with their loan.
Hampton Roads Educators Credit Union, Inc. was chartered on March 10, 1954, when several educators saw the need for a financial institution that could assist school employees. These visionaries came together, and under the direction of Laura W. Twyford, the Hampton Education Association Credit Union was formed.
Newport News Municipal Employees Credit Union is a nonprofit, cooperative savings and lending organization. It is owned and controlled by its members. The Credit Union was granted a state charter on September 21, 1950. After 25 years of operation the credit union reached its first $1 million in assets.
The Bank of Cadiz was chartered April 22, 1970 and opened for business on August 7, 1970 in a temporary location at Main and Brown Streets in Cadiz, Trigg County, Kentucky. Some 200 shareholders invested in the bank after being organized by George Bleidt, William E. Fuller, John O. Hill, T. Lacy Jones, Vance Leneave,
Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.
MSU Federal Credit Union was established in 1978, we are the longest standing financial institution in Calloway County Kentucky. We have a wide variety of financial services to help meet our members short term and long term financial goals. We proudly serve employees and family members of Murray State University
The Murray Bank was voted the favorite bank in Murray & Calloway County for 18 years. We believe this is because we make sure each customer receives the best service, & assistance as they strive to reach their financial goals, When we ask our customers why they like banking with us, they consistently mention the high level of personal service.
