USDA Loan Vs. FHA loan pro & con West-Melbourne, Brevard County, FL

In 2026, the USDA loan limit in West-Melbourne, within Brevard county, FL, is $285,000. The FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you identify which program in is optimal for your financial scenario.

Exploring USDA and FHA Loan Options in West-Melbourne, FL

Lendersa® aims to provide the best USDA or FHA loan quickly and without hassle. Choose one of three start points for finding lenders and USDA loan programs.

Lendersa USDA Loan Request and Matching Results

Understanding the USDA Loan in FL

The USDA home loan, backed by the Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is exclusively for rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans require no down payment.

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(407) 953-9034 Lender's profile and map Reviews International Mortgage Associates Inc 3505 Lake Lynda Drive, Suite 200, Orlando, FL, 32817 Our mission is to build a dedicated, compliant mortgage team that can provide innovative International mortgage solutions and unsurpassed client service. We are ideally placed to guide US and International clients through the mortgage maze, wherever you choose to buy, but particularly in Florida, the Caribbean and UK.
(407) 512-1527 Lender's profile and map Reviews Wellspring Finance Corp 10244 East Colonial Drive, Suite 112, Orlando, FL, 32817 At Wellspring Finance, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.Wellspring Finance, professional mortgage company specializing in residential mortgages
(866) 738-3773 Lender's profile and map Reviews HECM Senior Home Financing 5730 Old Cheney Highway, Orlando, FL, 32807 Our company was founded with the goal of helping senior citizens live out the best retirements possible by utilizing a Home Equity Conversion Mortgage (HECM). One of the biggest barriers to a happy retirement is having liquid cash. Our company can help senior citizens overcome this barrier by providing a way for them to buy their primary home
(407) 855-5452 Lender's profile and map Reviews McCoy Federal Credit Union 1900 McCoy Rd, Orlando, FL, 32809 McCoy Federal Credit Union is a full-service financial cooperative, assisting consumers and small business owners with achieving their financial goals since 1954. Unlike banks whose purpose is to create profit for stockholders, our focus is to serve our Members with all of their financial needs.
(407) 401-8790 Lender's profile and map Reviews Countrywide Mortgage Lenders LLC 6925 Lake Ellenor Drive, Suite 109, Orlando, FL, 32809 At Countrywide Mortgage Lenders, LLC, where we specialize in residential mortgages. At Countrywide Mortgage Lenders, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(407) 802-2373 Lender's profile and map Reviews Enotiva Lending Solutions LLC 13538 Village Park Dr, Suite 205, Orlando, FL, 32837 Enotiva Lending Solutions LLC have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(407) 218-6569 Lender's profile and map Reviews 1st Florida Lending Corp 2151 Consulate Drive, Suite 8-A, Orlando, FL, 32837 We are Mortgage Lenders (not brokers) committed to making the lending experience valuable, affordable, and tailored to our borrower’s budget and expectations utilizing innovative technology, best systems practices together with a full menu of over 48 lending solutions offering our client-borrowers unparalleled choices for their financing needs.
(407) 347-6461 Lender's profile and map Reviews HIS Capital Group, Inc 2151 Consulate Dr, Suite 6, Orlando, FL, 32837 We are an Orlando based private real estate investment group supported by our lending firm, HIS Capital Funding. Our senior management and advisory board possess a combined 110 ++ years of expertise in real estate law, project development, building, management, and private lending.
407-258-3625 Lender's profile and map Reviews Silverton Mortgage 12701 S. John Young Parkway Suite 210, Orlando, FL, 32837 Silverton Mortgage is a recognized industry leader within the mortgage community. Our team members recognize that home loans are as diverse as the people who seek them and work closely with borrowers to find the right program to fit their unique needs. We are guided by the strong belief that communication.
407-701-0606 Lender's profile and map Reviews Hunters Creek Mortgage LLC 14417 Verano Dr, Orlando, FL, 32837 At Hunters Creek Mortgage LLC we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(407) 835-3500 Lender's profile and map Reviews Orlando Credit Union 945 South Orange Avenue, Orlando, FL, 32806 We believe in offering a better banking alternative. Because Orlando Credit Union is a not-for-profit financial cooperative, our earnings go back into the credit union to be able to offer competitive rates on savings and loan products, and lower fees than other financial service providers.
(407) 425-2561 Lender's profile and map Reviews Priority Credit Union 301 East Michigan Street, Orlando, FL, 32806 The mission of PCU is “To foster the growth of our employees & as a team, deliver financial advice & products to the people of our community for each stage of lives” & with years of history combined with a bright future the delivery of dreams seems to continue.We are committed to a set of core values that ensures a member-centric business focus.