USDA Loan Vs. FHA loan for World-Golf-Village, FL 2025

In 2025, the USDA loan limit for World-Golf-Village in St. Johns County, FL is set at $310,900. In contrast, the FHA limit is $388,700 for single-family homes.

The Lendersa® USDA loan calculator is your tool to compare today's best rates between USDA and FHA loans. Determine the requirements for income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program in for your financial circumstances.

Options for USDA and FHA Loans in World-Golf-Village, FL

The goal of Lendersa® is to promptly and smoothly secure the ideal USDA or FHA loan for you. Begin by selecting one of three starting points to find lenders and explore the USDA loan programs that align with your criteria.

Understanding USDA Loans in FL

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also called the USDA rural development loan or USDA mortgage. It's exclusively available in rural neighborhoods. Unlike FHA loans, which require a 3.5% down payment, USDA loans do not necessitate any down payment, making them an attractive option for qualifying buyers.

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(910) 239-2305 Lender's profile and map Reviews MoveHome Wilmington Mortgage, LLC 1650 Military Cutoff Road, Suite 204, Wilmington, NC, 28403 The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you! we can show you great options from multiple lenders.
(910) 796-7149 Lender's profile and map Reviews Alpha Mortgage Corporation 1320 Airlie Rd, Suite 101, Wilmington, NC, 28403 "Alpha Mortgage Corporation is a full service mortgage banker with in-house processing, underwriting, closing and funding of your home. Formed in 1983, Alpha Mortgage has attained its growth and success through the introduction of a continuing series of innovative programs and services that have become standards in the mortgage lending industr
(910) 509-1561 Lender's profile and map Reviews Coastline Mortgage Consultants LLC 215 Racine Drive, Suite 105, Wilmington, NC, 28403 Coastline Mortgage Consultants, LLC is one of Wilmington’s oldest mortgage companies. Founded in 2002, Coastline Mortgage Consultants, LLC is locally owned and operated by John Russ and Chad Ludwig. With over 40 years combined experience in the mortgage industry, John and Chad have successfully navigated multiple industry changes
(910) 332-4040 Lender's profile and map Reviews National Home Finance 3205 Randall Parkway, Suite 211, Wilmington, NC, 28403 National Home Finance is a Wilmington, NC based mortgage brokerage and mortgage lenders company. Our philosophy is simple: treat our customers as we wish to be treated. We take a consultative approach instead of pushing everyone into a cookie-cutter loan; we will find the type of mortgage loan that is best for you
(910) 620-5713 Lender's profile and map Reviews Atlantic Coast Financial Services 4520 Fountain Drive, Wilmington, NC, 28403 At Atlantic Coast Financial Services we never charge an upfront Application Fee or Appraisal Fee. We are paid directly by our Approved Lender partners when your loan closes and only when your loan closes, so we have a direct interest in making sure everything is done right and efficiently.
(800) 970-8859 Lender's profile and map Reviews MC Mortgage Group 1908 Eastwood Road, Suite 221, Wilmington, NC, 28403 MC Mortgage Group is the premier & choice residential mortgage company in North Carolina. We continually sharpen our focus on our customers by delivering on our commitment to provide the very best mortgage loan experience; by individualizing loans with the best rates, always closing on time & providing the best customer service in the business.
(910) 256-8999 Lender's profile and map Reviews Alpha Mortgage Corporation 1320 Airlie Rd, Wilmington, NC, 28403 Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.
(704) 991-2828 Lender's profile and map Reviews Uwharrie Bank 141 Providence Rd, Charlotte, NC, 28207 Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
(980) 253-7670 Lender's profile and map Reviews LendScout by American Security Mortgage Corp. 150 Providence Road, Suite 300, Charlotte, NC, 28207 "LendScout by ASMC is a home-finance solutions team based in Charlotte, NC helping you turn your daydreams into your dream home through a seamless lending process. Our team has created a process to get you approved and into your home, quickly. We also minimize the potential for error as we communicate quickly"
(305) 296-8535 Lender's profile and map Reviews First State Bank of the Florida Keys 1201 Simonton Street, Key West, FL, 33040 We’ve always been about community. First State Bank has a long history of serving, reaching out, and connecting in the Florida Keys. We started out in 1955, with a single Key West branch and a handful of employees. As the Keys community grew, so did the Bank, steadily adding more services and branches.
(305) 296-6568 Lender's profile and map Reviews Southernmost Federal Credit Union 1004 Kennedy Dr, Key West, FL, 33040 You become an owner of the credit union with your membership. Because of the cooperative effort of all members, your credit union offers several advantages over other costly financial institutions. Your membership is effective as long as you maintain a $5 minimum Share Account balance.
(305) 296-8546 Lender's profile and map Reviews Monroe County Teachers Federal Credit Union 1442 Kennedy Drive, Key West, FL, 33040 The Monroe County Teachers Federal Credit Union is a not-for-profit, cooperative financial institution serving its members since 1950 with a wide range of services to meet all their financial needs. As a member, you actually are a owner of the credit union. Once you join the credit union, you are always a member.