USDA Vs. FHA your options comparison in Asbury-Lake, Clay County, FL
In the year 2025, the USDA loan limit in Asbury-Lake, situated in Clay county, FL, is marked at $310,900. Comparatively, the FHA loan ceiling for a single-family house is set at $388,700.
Utilize the Lendersa® USDA loan calculator to compare today’s premium rates between USDA and FHA loans. It aids in identifying the income levels, credit requirements, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view the USDA, FHA, Conforming, and VA loans side-by-side, helping determine which program in fits best with your financial situation.
2025 Loan Limits and Down Payment Needs in Asbury-Lake, County of Clay, FL
Loan Type
Loan Limit
Required Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Asbury-Lake, FL
Lendersa® is dedicated to providing you with the best available USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with lenders and match with USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture—alternatively known as the USDA rural development loan or USDA mortgage—is exclusively available in rural regions. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Drexel Mortgage can finance, purchase, refinance your loan quickly. With hundreds of sources of capital Drexel is able to find a way to get you funding tailor made to fit your needs. We can provide loans to people who have OK credit, OK income, OK homes and a good business. Whatever your unique situation - we fund all good deals - guaranteed.
118-18 101 Avenue S, South Richmond Hill, NY, 11419
Omni Mortgage we pride ourselves on providing superior customer service & creating satisfied customers.our staff consist of experienced mortgage professionals who have an hands on approach to mortgage guidance.Not only you will find our team members knowledgeable,but you will also discover we truly care about helping you make your dreams a reality
31-10 37th Avenue, Suite 403, Long Island City, NY, 11101
Greater Metro Federal Credit Union has been open since 1970. The credit union has assets totaling $91.03 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
3908 24th St Ste 5 , Long Island City, NY, 11101
MK Capital Funding is a one-stop lending company that focuses on investor’s needs and goals. We place “customers first” and do everything possible to provide great service, competitive rates and terms; as well as advice. We understand that projects are complex and that the lending process can be confusing sometimes.
3302 Skillman Ave, 2nd Floor, Long Island City, NY, 11101
EZ Short Sales connects home owners and buyers with specialized short sale specialists in their local market area. Users can search any city nationwide and quickly compare the local specialists, and choose the right specialist to work with. Most users search our site to find an specialist to help them Short Sale their home.
31-10 37th Avenue, Suite 400, Long Island City, NY, 11101
Alma Bank is a community bank that offers personal and business banking services. The bank was founded in 2007 and is based in Astoria, New York. We have a network of 13 branches in New York and New Jersey. For more information please visit us on the web at almabank.com or call our Customer Care
he United Nations Federal Credit Union (UNFCU), founded in 1947, is a member-owned, not-for-profit cooperative that offers a range of banking, investment and insurance products and services to the global UN community. We have more than 155, 000 members in over 200 countries, assets in excess of USD $6B, and more than 600 employees.
The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.
