USDA Vs. FHA your options comparison in Asbury-Lake, Clay County, FL
In the year 2026, the USDA loan limit in Asbury-Lake, situated in Clay county, FL, is marked at $310,900. Comparatively, the FHA loan ceiling for a single-family house is set at $388,700.
Utilize the Lendersa® USDA loan calculator to compare today’s premium rates between USDA and FHA loans. It aids in identifying the income levels, credit requirements, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view the USDA, FHA, Conforming, and VA loans side-by-side, helping determine which program in fits best with your financial situation.
2026 Loan Limits and Down Payment Needs in Asbury-Lake, County of Clay, FL
Loan Type
Loan Limit
Required Down Payment
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Asbury-Lake, FL
Lendersa® is dedicated to providing you with the best available USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with lenders and match with USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture—alternatively known as the USDA rural development loan or USDA mortgage—is exclusively available in rural regions. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. More Importantly, our main niche is to provide mortgage loans with no out of pocket closing costs for the borrower.
At TLC Mortgage, we build long-term relationships with our clients. Our goal is to help empower every client to make informed financing decisions. We go the extra mile to ask detailed questions to understand the short and long-term goals of the client. TLC Mortgage guides borrowers every step of the way through the mortgage loan appproval process.
AmeriDream Mortgage Group LLC specializes in residential home loans with excellent customer service and extensive product knowledge We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending purchase to refinance to construction lending.
Community West Credit Union is a federally insured credit union committed to serving those who reside, are employed, attend school or worship in Allegan, Barry, Ionia, Kent, or Ottawa counties in West Michigan.
Because we are a member owned, not-for-profit organization, we are able to offer our members services like auto loans
At Mortgage 1. We have been proudly serving home owners for over 25 years. We look forward to helping you with your home finance.
At Mortgage 1, we understand what owning a home means to our customers. That’s why we offer the most flexibility at the best possible rates and back it with friendly, professional customer service
Our team is committed to providing our clients with the highest quality financial services combined with competitive rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
3330 Broadmoor Ave. SE, Suite B, Grand Rapids, MI, 49512
Member Advantage Mortgage leads the mortgage lending industry with exceptional service and expert solutions. As a trusted partner, we work with each of our members to understand their unique needs today and as they evolve in the future. Our team provides the transparency, knowledge, and support you need to make the best financial decisions.
Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else.
Farmers & Merchants Savings Bank was chartered on March 1, 1916.
