USDA Vs. FHA your options comparison in Fruit-Cove, St. Johns County, FL
For the year 2025, the USDA loan limit in Fruit-Cove, situated in the county of St. Johns, within FL, is $310,900, while the FHA limit for a single-family home registers at $388,700.
Utilize the Lendersa® USDA loan calculator to evaluate today's top rates between USDA and FHA loans, and understand the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting in selecting the best-suited plan for your financial circumstances in Alabama.
2025 Loan Limits and Down Payment Needs in Fruit-Cove, St. Johns, FL
Loan Category
Maximum Limit
Down Payment Requirement
USDA
$310,900
0%
FHA
$388,700
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Possibilities in Fruit-Cove, FL
At Lendersa®, our aim is to efficiently connect you with the best USDA or FHA loan offerings, minimizing any complications. Begin with one of three pathways that result in alignments with appropriate lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the government through the Department of Agriculture. Only available in rural areas, it contrasts with FHA loans by not requiring a down payment, while FHA loans demand a minimum of 3.5% down.
1062 Lancaster Ave, Suite 15C, Rosemont, PA, 19010
Rehab Financial Group, LP is a Rehab & Hard Money Lender helping real estate investors purchase and rehab non-owner occupied 1-4 family investment properties. We provide funding for 100% of the purchase and 100% of the rehab costs. Our loans are for 12-months (interest only payments), allowing investors to rehab a property that otherwise would no
In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process
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At Asian Bank, we share your values of hard work, saving, and education. We are committed to providing highly personalized service and a wide range of banking products and services to help you, your family and your business.values of hard work, saving, and education. We are committed to providing highly personalized service
PFFCU’s mission is to be our members’ primary financial services provider, focusing on loans and deposits. We will earn our members’ Trust by providing quality financial products at very attractive prices, delivered with superior Service, Value, and Convenience. PFFCU is looking for staff who share our values and can help us achieve our mission.
905 Arch Street, Suite 201, Philadelphia, PA, 19107
Hansen Financial Svc is a mortgage lending institution that prides itself in providing high quality financial services to the public.
It is our mission to provide high quality mortgage programs at the most competitive rates in the nation. Our home loan programs include: purchase, refinance, debt consolidation, home equity loans, second mortgages.
123 N. 9th Street, Suite 101, Philadelphia, PA, 19107
LISA HOME MORTGAGE is an American Limited Liability Corporation in the mortgage industry. As a leader in mortgage financing, the company is multi-state licensed, providing mortgage loan options for clients in need of purchasing or refinancing residential or commercial properties.
1315 Walnut Street, Suite 1517, Philadelphia, PA, 19107
We’re a small, local mortgage company that does things a little differently. We take a personal approach to every loan because this isn’t just a financial decision-it’s your home. We have almost 20 years of experience in the residential mortgage business with access to a full spectrum of loan products to fit your purchase and refinance needs.
Northpoint Lending We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost
