USDA Vs. FHA Pro and Con comparison in Nocatee, St. Johns County, FL
For 2025, the USDA loan limit in Nocatee, situated within the county of St. Johns, FL, is specified as $345,900. At the same time, the FHA limit for a single-family home stands at $526,700.
Take advantage of the Lendersa® USDA loan calculator to compare the most advantageous USDA and FHA rates. This tool enables you to determine the income, credit score, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, guiding you in selecting the most suitable program for your financial circumstances in .
Discover 2025 Loan Limits and Down Payment Requirements in Nocatee, St. Johns, FL
Loan Type
Loan Limit
Down Payment
USDA
$345,900
0%
FHA
$526,700
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Nocatee, FL
At Lendersa®, our mission is to promptly secure you the optimal USDA or FHA loan, free of complications. You may choose one of the three starting pathways available to align with suitable lenders and USDA programs.
A USDA home loan is backed by the government through the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. These loans are uniquely available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, offering a more accessible pathway for eligible rural homebuyers.
2743 Smith Ranch Road, Suite 303, Pearland, TX, 77584
Peabody Capital Lending are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
830 Morris Turnpike, 4th Floor, Short Hills, NJ, 07078
At Predian Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Predian Mortgage believe in working hard to get the job done. Our leaders set the example,
Jet Lending, LLC was founded on 2004 for the purpose of assisting real estate investors in their purchase of property quickly with as little cash out-of-pocket as possible. We loan money for the purchase and escrow additional funds for repairs. We have originated more than 2,000+ loans for real estate investors in Texas, totaling over $250,000,000.
UFCW Community Credit Union is a non-profit financial institution. Our financial services are offered with you as our first priority.
As a member, you have access to a wide range of quality services and benefits. Our financial services are competitively priced and convenient. With all of your personal banking services all in one place.
The Entertainment Industries Federal Credit Union was established to provide quality financial services to members who share our common bond. We will serve our SEG's and promote community development by providing services toward improving the social and/or economic conditions of low income residents in our field of membership.
Seaport Federal Credit Union is a member owned, not-for-profit financial cooperative institution. We are dedicated to providing quality financial products and services, delivered in a professional, courteous and timely manner. Unlike other types of financial institutions, which need to generate profits in order to satisfy stockholders.
Union County Employees Federal Credit Union offers a savings account, Christmas and Vacation clubs as well as various loans to provide you with an easy way of savings & managing your hard-earned money. The Credit Union provides members with the convenience of having money withdrawn from your paycheck & deposited directly into your savings account.
