USDA Vs. FHA Pro and Con comparison in Avondale-Estates, DeKalb County, GA

In 2025, the USDA loan limit for Avondale-Estates, within DeKalb, GA, is $330,200, and the FHA limit for a single-family home is $412,850.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side to help you identify the best program in for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Avondale-Estates, DeKalb County, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Avondale-Estates, GA

Lendersa® aims to connect you with the best USDA or FHA loan efficiently and without hassle. Choose from three starting points to access matching lenders and USDA loan programs.

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Explaining USDA Loans in GA

A USDA home loan, insured by the U.S. Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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