USDA Vs. FHA Pro and Con comparison in Candler-McAfee, DeKalb County, GA

In 2024, USDA loan limit in Candler-McAfee, county of DeKalb, GA is $330,200 while FHA limit is $592,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Candler-McAfee, county of DeKalb, GA

Loan Type Loan Limit Down payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Candler-McAfee, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Greenback Funding, Inc.
  • 2139 Tapo Street, Suite 115, Simi Valley, CA, 93063
  • Greenback Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Acadia Financial Inc.
  • 2986 Avenida Simi, Simi Valley, CA, 93063
  • Acadia Financial, Inc. is committed to providing the highest quality home loans, the lowest rates, and unparalleled personal service. Whether you’re a first time home buyer, purchasing your dream home or refinancing, our highly experienced team will ensure a smooth transaction. We have over 26 years in the lending industry
  • R & G Financial Services Inc.
  • 2320 Tapo Street, Simi Valley, CA, 93063
  • At R&G Financial Services, our first priority is our relationship with you, the client. Our diverse staff not only reflects years of mortgage and financial experience, but the flexibility to accommodate a wide variety of challenges. We pride ourselves in recognizing and servicing every borrower's unique needs.
  • American Elite Mortgage
  • 1409 Kuehner Dr, Suite 103, Simi Valley, CA, 93063
  • American Elite Mortgage is a leading California mortgage provider, specializing in purchase loans, refinancing, and creative lending solutions. American Elite Mortgage is recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with multiple investors
  • G P International Inc
  • 6700 Fallbrook Ave, Suite 100, West Hills, CA, 91307
  • The experienced professionals of Napa Finance Group take great pride in helping our clients fulfill all their real estate and financial needs. When you establish a relationship with our team, you are not only getting a peace of mind that you are working with a team of professionals that have vast and diverse experience-you’re also gaining a team.
  • Civic Financial Services
  • 23975, Calabasas, CA, 91302
  • CIVIC Financial Services is a private money lender, specializing in the financing of non-owner occupied residential investment properties. CIVIC provides Mortgage Brokers and Real Estate Investors with a fast and cost effective funding source for their real estate investment needs. Not sure where to start or what solutions you may need to achiev
  • Forbix
  • 24151 Ventura Blvd, Suite 350, Calabasas, CA, 91302
  • Forbix is a full service real estate advisory firm with offices in Calabasas, California and Brandon, Mississippi. What makes Forbix unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients
  • One Nation Home Loans
  • 5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
  • At One Nation Home Loans our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Red Door Financial
  • 23801 Calabasas Road, Suite 2026, Calabasas, CA, 91302
  • Red Door Financial is a mortgage firm serving the lending needs of real estate professionals, builders, and individual home buyers. We have access to a full range of mortgage products and are dedicated to finding the right loan, with the best available rates, terms, and costs to meet our clients’ needs.
  • Senior Funding Associates
  • 23801 Calabasas Road, Suite 2018, Calabasas, CA, 91302
  • Senior Funding Associates enjoy helping our customers discover how a Reverse Mortgage can safely provide financial peace of mind. They've earned the opportunity to turn some of their home value into federally insured money, while continuing to own and live in their homes. Since 1989, I have personally originated and closed over 2, 000.
  • Wembley's Financial
  • 5000 North Parkway, Suite 114, Calabasas, CA, 91302
  • Wembley’s Inc is a real estate company that provides both realtor and lending solutions - with an emphasis on customer service. We are committed to serving the needs of our community with the highest level of respect and professionalism. Our associates are here to assist in the sale or purchase of prime commercial real estate.
  • Barcode Financial
  • 22231 Mulholland Highway, Suite 117, Calabasas, CA, 91302
  • At Barcode Financial, we never forget that we are consumers. We refuse to internalize the cynicism that comes from being professional sellers. As your partner, we bring a strong and independent voice. That’s why we are valuable. Most clients we represent require solutions which address both short and long-term issues.