USDA Vs. FHA your options comparison in Clarkston, DeKalb County, GA

For 2025, the USDA loan limit in Clarkston, nestled within DeKalb County, GA, is set at $330,200. In comparison, the FHA limit for a single-family dwelling is $592,250.

Take advantage of Lendersa®'s USDA loan calculator to evaluate today's top USDA and FHA rates, assessing the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping identify the best program suited for your specific financial circumstances in Alabama.

Review loan offers from an array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Clarkston, DeKalb County, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Clarkston, GA

Lendersa® aims to guide you to the best USDA or FHA loan quickly and effortlessly. Choose one of three initial strategies to match you with appropriate lenders and USDA loan programs.

Illustrative representation of Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in GA

The USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development or USDA mortgage loan, is specifically available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Universal Home Lending
  • 6499 Powerline Rd, Fort Lauderdale, FL, 33309
  • Since 2004 Universal Home Lending Corp has built tremendous pride in ourselves, ensuring that all of our clients walk into every transaction with eyes wide open. We take the necessary time to walk you through the process, guiding to make sure you're aware of the choices afforded to you.
  • KBG Tax Service
  • 6750 North Andrews Ave.,, Fort Lauderdale, FL, 33309
  • KBG TAX service your financial well being is our business. Our goal is to repair your past and prepare you to invest in to your future. We take in clients information analyze the data prepare and process the paperwork and based upon information provided we present the highest refund possible
  • Lakeside Bank LA
  • 4735 Nelson Rd., Lake Charles, LA, 70606
  • Lakeside is committed to working for our community by offering consumers and businesses a banking experience based on long-term relationships, financial experience and our long-standing commitment to Southwest Louisiana. We combine personal service with the latest technology to deliver the most current products and services to our customers.
  • PriorityONE Credit Union of Florida
  • 3000 N. University Dr, Sunrise, FL, 33322
  • At PriorityONE, we make your financial success our number one priority. If you're banking with a financial institution that charges you too much and treats you like just a number, then make it a priority to join PriorityONE Credit Union. We are a not-for-profit, cooperative financial institution.
  • Mortgage Funding Group Inc
  • 8551 W. Sunrise Blvd, Suite 105, Plantation, FL, 33322
  • Mortgage Funding Group was founded in 1997 & have been serving Florida communities for over 20 years.Our core purpose is to process and pre-approve home loans.Our motto is "Your homeownership is our goal!" So, we work very hard to help you achieve this goal. We offer a variety of loans from mortgage lenders that utilize "common sense" underwriting.
  • Access of Louisiana FCU
  • 519 Kirby Street, Lake Charles, LA, 70601
  • Access of Louisiana Federal Credit Union is a full service, not-for profit financial cooperative with over 5100 members and $27, 000, 000 in assets founded in 1955 by employees of the Olin Corporation as Olin Employees LC Federal Credit Union. Over the years we have expanded our field-of–membership to include many other diverse groups.
  • Calcasieu Parish Employee Federal Credit Union
  • 1011 Lakeshore Drive, Suite 303, Lake Charles, LA, 70601
  • The first Credit Union was created in 1849 in Germany by a group of farmers that pooled their money together in an effort to receive better rates than the lenders of that time. These people created the foundation for individual creditability such as “one member, one vote” which we hear about in many important instances today.
  • First Federal Bank of Louisiana
  • 1135 Lakeshore Drive, Lake Charles, LA, 70601
  • First Federal Bank of Louisiana has been your community bank since 1949. We, as First Federal Bank employees, are not only committed to giving you the best products and customer service, but to giving back to the communities where we live! We do not allow graphic, obscene, explicit or racial comments
  • Lake Charles Finance & Mortgage
  • 313 Alamo Street, Suite B, Lake Charles, LA, 70601
  • "Here at Lake Charles Finance & Mortgage we offer personal loans from $200 to $1, 500. All you gotta do is fill out our online application, Once you apply, we run a quick credit check. If you are up to date on all your bills, you've been approved and we'll contact you shortly! We do not credit score, we just check your credit."