USDA Vs. FHA your options comparison in Clarkston, DeKalb County, GA

For 2026, the USDA loan limit in Clarkston, nestled within DeKalb County, GA, is set at $330,200. In comparison, the FHA limit for a single-family dwelling is $592,250.

Take advantage of Lendersa®'s USDA loan calculator to evaluate today's top USDA and FHA rates, assessing the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping identify the best program suited for your specific financial circumstances in Alabama.

Review loan offers from an array of 100 lenders

2026 Loan Limits and Down Payment Requirements in Clarkston, DeKalb County, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Clarkston, GA

Lendersa® aims to guide you to the best USDA or FHA loan quickly and effortlessly. Choose one of three initial strategies to match you with appropriate lenders and USDA loan programs.

Illustrative representation of Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in GA

The USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development or USDA mortgage loan, is specifically available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Clarkston Lenders

  • MembersFirst Credit Union
  • 2476 Lawrenceville Hwy, Decatur, GA, 30033
  • Lends in Georgia
  • Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia

  • AHP Capital
  • 755 Commerce Drive, Suite 803, Decatur, GA, 30030
  • Lends in Georgia
  • AHP Capital Out of the depths of the recession of the mid 2000s and the largest loss of real estate value in US history David Dick and Jim Cantrell formed a new real estate company with a diversified approach to lending and investing. and also Their new company combined construction, property management, sales and lending.

  • Emory Alliance Credit Union
  • 1237 Clairmont Run, Decatur, GA, 30030
  • Lends in Georgia
  • Emory Alliance Credit Union was chartered in 1968 to serve the employees of Emory University and Emory University Hospital. In the last 40 years, its field of membership has grown to include Emory University students and faculty, Emory Healthcare, Residents or Employees of DeKalb or Fulton County, Georgia, and other Emory-related organizations.

  • CDC Federal Credit Union
  • 2301 Parklake Drive, Atlanta, GA, 30345
  • Lends in Georgia
  • CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account.

  • SunTrust Bank
  • 2162 Henderson Mill Rd NE, Atlanta, GA, 30345
  • Lends in Georgia
  • SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.

  • MDH Mortgage
  • 2303 Parklake Drive, Suite 504, Atlanta, GA, 30345
  • Lends in Georgia
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Real Asset Management Solutions LLC
  • 1858 Lavista Rd, Atlanta, GA, 30329
  • Lends in Georgia
  • Real Asset Management Solutions LLC

    Asset Based Lending & Business Funding Solutions 

    Real Asset Management Solutions LLC helps investors & business owners get CRE Funding, self-employed mortgages, LOCs, term loans, working capital, startup loans & more.

    Contact finance@realassetmanagement.co to get started.

  • SL Lending
  • 1939 Hosea Williams Drive, Atlanta, GA, 30317
  • Lends in Georgia
  • Atticus is one of the co-founders of Stryant Investments, LLC and Stryant Construction, Inc. The companies were also co-founded by Stan Sugarman in 2009 with the purpose of finding distressed or undervalued real estate investments in the metro Atlanta area since they had individually been pursuing opportunities since 2007.

  • BOND Community Federal Credit Union
  • 433 Moreland Ave NE, Atlanta, GA, 30307
  • Lends in Georgia
  • BOND Community Federal Credit Union was officially chartered in 1972 as a not-for-profit, member-owned financial institution. It had taken over two years of tenacity and a $2500 loan from the local Mennonite Church to convince NCUA (National Credit Union Administration, our federal regulatory agency) of its worth.