USDA and FHA Pro and Con in Clarkston, DeKalb County, GA
For 2025, the USDA loan limit in Clarkston, nestled within DeKalb County, GA, is set at $330,200. In comparison, the FHA limit for a single-family dwelling is $592,250.
Take advantage of Lendersa®'s USDA loan calculator to evaluate today's top USDA and FHA rates, assessing the income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping identify the best program suited for your specific financial circumstances in Alabama.
2025 Loan Limits and Down Payment Requirements in Clarkston, DeKalb County, GA
Loan Type
Loan Limit
Down Payment
USDA
$330,200
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Clarkston, GA
Lendersa® aims to guide you to the best USDA or FHA loan quickly and effortlessly. Choose one of three initial strategies to match you with appropriate lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development or USDA mortgage loan, is specifically available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
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