USDA VS FHA in Belvedere-Park, DeKalb County, GA

In 2025, the USDA loan cap in Belvedere-Park, within DeKalb County, GA, is $330,200, whereas the FHA limit for a single-family home is $412,850.

Utilize the Lendersa® USDA loan calculator to compare the optimal USDA and FHA rates currently available and figure out the necessary income, creditworthiness, reserves, and documentation. Our state-of-the-art mortgage calculator allows for a side-by-side evaluation of USDA, FHA, Conforming, and VA options to guide you in selecting the best program in Alabama aligned with your specific financial situation.

Review loan proposals from a selection of 100 lenders

2025 Loan Ceilings and Down Payment Criteria in Belvedere-Park, DeKalb County, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Belvedere-Park, GA

The primary goal of Lendersa® is to connect you swiftly with the most suitable USDA or FHA loan without hassle. Choose from three different starting paths to pair with the right lenders and applicable USDA loan programs.

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Exploring USDA Loans in GA

A USDA home loan, endorsed by the Department of Agriculture, known also as a USDA rural development or USDA mortgage, is available solely in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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