USDA Vs. FHA Pro and Con comparison in Belvedere-Park, DeKalb County, GA
In 2025, the USDA loan cap in Belvedere-Park, within DeKalb County, GA, is $330,200, whereas the FHA limit for a single-family home is $412,850.
Utilize the Lendersa® USDA loan calculator to compare the optimal USDA and FHA rates currently available and figure out the necessary income, creditworthiness, reserves, and documentation. Our state-of-the-art mortgage calculator allows for a side-by-side evaluation of USDA, FHA, Conforming, and VA options to guide you in selecting the best program in Alabama aligned with your specific financial situation.
2025 Loan Ceilings and Down Payment Criteria in Belvedere-Park, DeKalb County, GA
Loan Type
Loan Limit
Down Payment
USDA
$330,200
0%
FHA
$412,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Belvedere-Park, GA
The primary goal of Lendersa® is to connect you swiftly with the most suitable USDA or FHA loan without hassle. Choose from three different starting paths to pair with the right lenders and applicable USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, known also as a USDA rural development or USDA mortgage, is available solely in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, the USDA mortgage requires no down payment.
Northside L Federal Credit Union was originally chartered in 1937 for employees of the CTA. This credit union is one of the oldest CTA credit unions.
Membership now includes employees of Metra, Pace and the RTA; family members as well as retired employees are also eligible for membership.
Access Credit Union has been open since 1998. The credit union has assets totaling $61.42 Million and provides banking services to more than 5,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Compass Financial Federal Credit Union was founded 1936 and is South Florida's oldest credit union. We offer our members a wide range of services from free checking to low interest loans. We are rated Excellent by BauerFinancial, the nation’s leading bank and credit union rating and research firm.
PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.
10305 North West 41st street, Suite 212, Miami, FL, 33178
Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.
Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.
2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105
Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint | homepoint.com
Whether you are a current customer with account questions or a visitor looking to learn about the mortgage loan process"
Bridge Mortgage Bankers and its all-star team of professionals are well known for putting the customer first. We have an outstanding reputation amongst the thousands of homebuyers we have served and our mortgage banking illuminates our blossoming success. As a mortgage banker, Bridge Mortgage Banking Loans can offer faster loan processing
633 Ne 167th St, Suite 1019, North Miami Beach, FL, 33162
ETHICS MORTGAGE is a full-service mortgage company serving the entire state of Florida with expertise in every area of home mortgage lending from purchase to refinance to construction lending. We offer the best mortgage rates in Florida. A decision to purchase a home can be stressful. Buying a home is a big step.
First State Bank & Trust Company began serving Panola County residents in 1902. Since its inception, First State Bank & Trust Company has seen more than a century’s worth of growth, economic change and technological advancement, yet our dedication to providing high-quality financial services remains steadfast.
