USDA and FHA Pro and Con in Bainbridge, Decatur County, GA
In 2025, the USDA loan limit in Bainbridge, within Decatur County, GA is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Using Lendersa® USDA loan calculator, you can compare today's optimal USDA and FHA rates. Assess the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs simultaneously, helping you choose the best plan for your financial goals in Alabama.
2025 Loan Limits and Down Payment Requirements in Bainbridge, Decatur County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Bainbridge, GA
The aim of Lendersa® is to swiftly link you with top USDA or FHA loans minus the hassle. Choose from three starting paths to pair with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development or USDA mortgage, is strictly available in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, a USDA mortgage requires none.
International City Bank was established in Long Beach in 1984. In the decades since its founding, the bank's values have remained: strengthening local small business, involvement in the community, and a focus on personal banking. And though ICB's values persist, its services continue to evolve and modernize.
B Squared Funding - Home Loans is a real estate company based out of 1100 E 3RD ST, Long Beach, California, United States.
B² is me, Babak Bijarchi. My mission as a full-service mortgage brokerage is to deliver my services on a personal level, to make home ownership as seamless and affordable as possible.
Our solid experience in the field and the long list of previous projects run, recommend us as a reliable business partner. By choosing our team, you will benefit from our expertise, dedication and high availability throughout your projects. Feel confident that together we will accelerate your business development towards the right direction.
1424 East Broadway Ave, Suite A, Long Beach, CA, 90802
AllWays Financial Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
3780 Kilroy Airport Way, Suite 200, Long Beach, CA, 90802
LBL Mortgage is an independent mortgage company. Unlike mortgage banking companies who only have one place to quote a customer’s interest rate, we have over 20 lenders who compete daily to be the lowest on rates and fees. That’s how we win the business of our customers In other words, LBL Mortgage doesn’t just have one pond to fish out.
3959 Foothill Blvd, Suite 200, La Crescenta, CA, 91214
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
2626 Foothill Boulevard, Suite 204, La Crescenta, CA, 91214
Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.
2629 Foothill Boulevard, Unit 296, La Crescenta, CA, 91214
"Par3 Lending, Inc Our #1 goal is client satisfaction. While we always aim and attain the lowest rates at the lowest costs, client satisfaction is our top priority We specialize in purchase & refinance loans for:
all residential properties (1-4 units)
all purposes (primary, vacation, investment"
3747 Foothill Boulevard, Suite 127, Glendale, CA, 91214
Citadel Mortgage Company was founded in 1992 after two Loan Officers from Security Pacific Bank realized that offering programs from only one bank was not the best way to serve our clients. Robert Rivera and Mel Robinson founded Citadel Mortgage Company and over the years have developed relationships with many lenders.
3901 Foothill Boulevard, Suite 100, Glendale, CA, 91214
KEADA CAPITAL is a Southern California mortgage lender based in Glendale, capable of helping borrowers with credit challenges. We offer low interest rates, professional integrity and personalized customer service. If you're a first time home buyer or looking to refinance your existing mortgage we can help
3156 Foothill Boulevard, Suite I, La Crescenta, CA, 91214
Ichor Financial was created with one goal in mind, saving clients money by providing the lowest rates in the industry. Time and again our rates have beaten not only the major banks but online lenders as well. We actually encourage our clients to shop and compare our rates, something you won't hear from other lenders.