USDA Vs. FHA your options comparison in Barnesville, Lamar County, GA
In 2025, the USDA loan limit for Barnesville in Lamar county, GA, is $377,200. Meanwhile, the FHA limit for a single-family home is $592,250.
Use the Lendersa® USDA loan calculator to compare today's prime USDA vs. FHA rates and ascertain the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial situation, particularly in .
2025 Loan Limits and Downpayment Details in Barnesville, Lamar, GA
Loan Type
Loan Limit
Down Payment
USDA
$377,200
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Barnesville, GA
Lendersa® aims to efficiently secure you the best USDA or FHA loans without hassle. Choose one of three starting points to match with lenders and discover USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture. It is available only in rural neighborhoods, unlike FHA loans which require a 3.5% down payment, USDA loans require no down payment.
• 80-90% of Purchase
• 110% of Rehab/Construction
• Rental Property Financing
• Loans up to $50,000,000
• Bridge Financing
• Foreign National Financing Available
• Multifamily Hard Money Lending
•Residential or Commercial Hard Money Lending
• Fix and Flips or New Construction
• Non Qualified Mortgage
• Portfolio Loan
• 30 Year Fixe
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First City Credit Union is a nation leading 5-star rated credit union.
First City Credit Union exists to serve its members. The credit union is committed to offer a broad range of quality financial services, delivered and priced to provide good value.
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UR TEAM Real Estate Services, Inc provide Mortgage Refinance services using Cutting Edge Docless Technology. Based in beautiful city of Pasadena, we also serve the surrounding cities in Los Angeles County. UR TEAM also provides Home Listing Services to Sell Your Home. Whether you are buying a home or refinancing in the city.
Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.
Camino Federal Credit Union has been caring for the financial needs of our community. Originally named Montebello Schools Federal Credit Union, our history began with service to employees of the Montebello Unified School District. Today, we are proud to serve members from every industry, background, and age group.
3327 West Beverly Boulevard, Montebello, CA, 90640
HL Home Loans offers multiple programs to help home buyers obtain the financing they need. Specializing in FHA loans and VA loans, we are sure to find you the best California mortgage rate available for your specific situation. We offer low to no down payment options and flexible repayment terms such as fixed rate mortgages