In 2026, the USDA loan limit for Griffin, situated in Spalding County, GA, is $377,200. Meanwhile, for a single-family home, the FHA limit is $592,250.
Utilize the Lendersa® USDA loan calculator to measure today’s top USDA and FHA rates, determining the income, credit, reserves, and necessary documents to qualify. This advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Griffin, Spalding County, GA
Loan Type
Loan Limit
Down Payment
USDA
$377,200
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Griffin, GA
Lendersa®'s aim is to promptly secure you the best USDA or FHA loan, free of hassle. Choose one of three available paths that connect you to matching lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans need no down payment.
First National Bank has a legacy of nearly a century of service in Spalding County and the surrounding area. While many things have changed during that time, who we are and what we believe in has not. We believe our customers are neighbors, not numbers. We believe that the spirit of the people is as important as the size of the organization.
United Bank is a local bank that was first established in Zebulon, GA, USA. United Bank was originally founded as the Bank of Zebulon in 1905 and later, in 1986, took on the name that it still has today. Though it only had a few branches in its early days of business, United Bank now has over nineteen offices south of the Metro Atlanta area.
We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership
The First Bank of Pike has been serving the people of Pike County since 1901. It received its charter in September of that year as the “Bank of Molena” when a group of local citizens worked together to buy out the Molena branch of the Barnesville Savings Bank. Those original stockholders are names still familiar to the people of Molena.
2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
Lends in Georgia
Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.
Heritage Bank, a state chartered commercial bank, has been serving metro Atlanta's Southern Crescent since 1955. The independent community bank has six full service offices, features a well-rounded offering of commercial and consumer products, and is an active, involved member of the community it serves.
101 Devant Street, Suite 704, Fayetteville, GA, 30214
Lends in Georgia
Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.
The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.
500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214
Lends in Georgia
Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process
