USDA Loan Vs. FHA loan for Forsyth, GA 2025

In 2025, USDA loan limit in Forsyth, county of Monroe, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Forsyth, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(770) 207-3000 Lender's profile and map Reviews Pinnacle Bank 1901 West Spring Street, Monroe, GA, 30655 Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H
(404) 643-1982 Lender's profile and map Reviews SL Lending 1939 Hosea Williams Drive, Atlanta, GA, 30317 Atticus is one of the co-founders of Stryant Investments, LLC and Stryant Construction, Inc. The companies were also co-founded by Stan Sugarman in 2009 with the purpose of finding distressed or undervalued real estate investments in the metro Atlanta area since they had individually been pursuing opportunities since 2007.
(770) 330-9404 Lender's profile and map Reviews AHP Capital 755 Commerce Drive, Suite 803, Decatur, GA, 30030 AHP Capital Out of the depths of the recession of the mid 2000s and the largest loss of real estate value in US history David Dick and Jim Cantrell formed a new real estate company with a diversified approach to lending and investing. and also Their new company combined construction, property management, sales and lending.
(404) 329-6415 Lender's profile and map Reviews Emory Alliance Credit Union 1237 Clairmont Run, Decatur, GA, 30030 Emory Alliance Credit Union was chartered in 1968 to serve the employees of Emory University and Emory University Hospital. In the last 40 years, its field of membership has grown to include Emory University students and faculty, Emory Healthcare, Residents or Employees of DeKalb or Fulton County, Georgia, and other Emory-related organizations.
(470) 206-8655 Lender's profile and map Reviews Goldwater Home Loans Inc 1755 East Park Place Blvd, Stone Mountain, GA, 30087 Goldwater is an experienced mortgage brokerage in Atlanta, providing quality guidance and affordable loan options that meet every homebuyer’s needs. The key to our success has been a combination of consistently offering the lowest possible rates along with giving our clients outstanding customer service.
(770) 270-9044 Lender's profile and map Reviews First American Financial Mortgage Corp 7302 Wood Hollow Way, Stone Mountain, GA, 30087 We’re a full service mortgage lender with an exceptionally experienced staff offering expertise in every area of mortgage finance and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost-to meet your unique needs. But that’s just the beginning of our service.
(404) 222-0456 Lender's profile and map Reviews CR Mortgage Solutions Inc 585 Grant Street South East, Atlanta, GA, 30312 CR Mortgage Solutions company is an experienced, independent and local mortgage broker in the Grant Park area, specializing in home loans and refinancing. We work with a variety of banks to find the best residential mortgage loan at the best rate, and we can help you every step of the way, all the way to closing on your new home
(404) 658-6465 Lender's profile and map Reviews Credit Union of Atlanta 670 Metropolitan Pkwy SW, Atlanta, GA, 30310 At Credit Union of Atlanta, we approach things a little bit differently than the average bank. That's because as a credit union, our focus is not on profits or personal gains. Instead, we pour our energy and any profits earned into securing better rates for our members. And as a member, you're not just any old customer.
(770) 558-3363 Lender's profile and map Reviews 770 Hard Cash 592 Lawton Street SW, Atlanta, GA, 30310 With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender
(404) 763-2728 Lender's profile and map Reviews APCU 3900 Crown Road, Atlanta, GA, 30380 APCU was chartered in 1925 as the state’s first not-for-profit financial institution. Like all credit unions, APCU is a member owned cooperative. As a non-profit organization, we return profits to our members in the form of better rates and fewer fees. Once a member, you’re always a member, even if you change employers, retire, or relocate.
(678) 344-0006 Lender's profile and map Reviews The Millennium Financial Solutions Inc 1201 Peachtree Street NE, Suite 343, Atlanta, GA, 30361 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.