USDA and FHA Pro and Con in Forsyth, Monroe County, GA

In 2025, the USDA loan limit for a single-family home in Forsyth, located in Monroe, GA, is set at $336,500, whereas the FHA loan limit is $472,030.

You can use the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. It helps determine the income, credit, reserves, and documents needed for qualification. Our innovative mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the most suitable program in for your specific financial circumstances.

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Loan Limits and Downpayment Requirements for 2025 in Forsyth, Monroe, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Opportunities in Forsyth, GA

Lendersa® is dedicated to efficiently securing you the best USDA or FHA loan, free of hassle. Choose any of the three starting points to connect with lenders and explore USDA loan programs.

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Understanding the USDA Loan in GA

A USDA home loan is a government-backed loan by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It's intended exclusively for rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • LoanSmart Inc founder of the Joe Engle goal is to work with you to design the right individual program to fit your needs.Whether you want to purchase your first home, refinance your existing home, move up or down, buy a second home or investment property, I will design the right program specifically tailored to fit your needs.
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