USDA Vs. FHA Pro and Con comparison in Hannahs-Mill, Upson County, GA

During 2025, the USDA loan cap for Hannahs-Mill, located in Upson County, GA, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side-by-side, aiding the decision for the best program in for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Hannahs-Mill, Upson County, GA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming $548,250 3%

USDA and FHA Loan Options in Hannahs-Mill, GA

Lendersa® strives to obtain the best USDA or FHA loan for you promptly and effortlessly. Start with one of our three approaches to connect with lenders and find appropriate USDA loan programs.

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Understanding USDA Loans in GA

A USDA home loan, guaranteed by the government Department of Agriculture, also called a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans eliminate any required down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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