USDA VS FHA in Thomaston, Upson County, GA

In 2025, the USDA loan limit for Thomaston in Upson County, GA is set at $336,500, while the FHA limit for a single-family home is $472,030.

Take advantage of Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA offers side by side, assisting you in deciding the best suited loan program in Alabama for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Thomaston, Upson County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Thomaston, GA

The mission of Lendersa® is to connect you with top USDA or FHA loan offers swiftly and seamlessly. Choose one of three pathways to match with appropriate lenders and USDA loan programs.

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Understanding USDA Loans in GA

A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development or USDA mortgage loan—is exclusively available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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