USDA and FHA Pro and Con in Cedartown, Polk County, GA

In the year 2025, the USDA loan limit for Cedartown, located in Polk County, GA, is set at $336,500, while the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to weigh today's USDA and FHA rates. Determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the ideal program in Alabama for your financial situation.

Review loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Cedartown, Polk County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Cedartown, GA

The objective of Lendersa® is to quickly facilitate access to the optimal USDA or FHA loans, without complications. Choose one of three paths to coordinate with the right lenders and USDA loan offerings.

USDA loan request and matching results on Lendersa

Understanding USDA Loans in GA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development or USDA mortgage loan, is exclusively accessible in rural areas. FHA loans require a minimum 3.5% down payment, whereas USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Loans Realty Group
  • 3103 Delta Fair Boulevard, Antioch, CA, 94509
  • We pride ourselves in finding you the right loan product that will suit your financial needs. Our mortgage professionals are tops in the industry. One of the leading real estate brokers in California by providing excellent real estate services throughout the community. Our goal is to exceed your expectations in client satisfaction.
  • iFundRE.net
  • 404 Ridgewood Court, Antioch, CA, 94509
  • iFundRE.net is a Funding Source that provides Real Estate Loans as quick and easy as possible to borrowers with both perfect and less than perfect credit, all the way to hard money loans! We have full doc, lite doc, 24 & 48 month bank statement & stated income only loans. All credit considered
  • Yolo Federal Credit Union
  • 266 W. Main Street, Woodland, CA, 95695
  • Yolo Federal Credit Union is dedicated to serving the banking needs of our members, their families, and everyone living, working or attending school in Yolo County. It is our mission to help members achieve financial success and build wealth and we achieve that mission by hiring and retaining the best talent in the industry.
  • Watsonville Hospital Federal Credit Union
  • 75 Nielson St, Watsonville, CA, 95076
  • Watsonville Hospital Federal Credit Union is a family-oriented credit union serving the financial needs of hospital employees, their family members and other selected organizations within our community since 1962. We deliver financial peace of mind to our members by developing long-term relationships.
  • Seabright Mortgage
  • 120 Aviation Way, Suite 6, Watsonville, CA, 95076
  • Seabright Mortgage has provided outstanding mortgage loan service and advice in the greater Santa Cruz area for over twenty years. Combining past experience with acute knowledge of today’s diverse mortgage market, we are able to provide the right mortgage options for our clients while focusing on creating a positive client experience.
  • Prime Home Loans
  • 734 E Lake Ave, Suite 6, Watsonville, CA, 95076
  • Sergio Angeles is the Owner/Broker at Prime Home Loans. Sergio has been in the real estate & lending business for over 17 years. Prime Home Loans is committed to listening to our customers, our employees and our business partners. Their needs and wants are always thoughtfully addressed so that solutions directly impact their desires.
  • Concept Mortgage
  • 821 East Lake Ave, Watsonville, CA, 95076
  • Concept Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
  • Watsonville Mortgage Company
  • 128 East Beach Street, Watsonville, CA, 95076
  • Lewis Associates is a private mortgage lender licensed by the California Department of Real Estate and the National Mortgage Licensing System. Founded in 1981 by Monte R. Lewis and Michael A. Lewis. Watsonville Mortgage is a private and conventional mortgage lender, servicing the Central Coast area for over 30 years.
  • iCovest Capital Group California Corporation
  • 444 Airport Blvd, Suite 204, Watsonville, CA, 95076
  • iCG Mortgage Loan Originators are qualified to present you with the best products available on the market from a myriad of leading lenders and as Strategic Philanthropists we're all altruists looking to empower you and your community with financial literacy via mortgage strategies that can take you from
  • Sterling Pacific Financial
  • 1205 Freedom Boulevard, Suite #2, Watsonville, CA, 95076
  • Sterling Pacific Financial is a leader in trust deed investing – a simple means for individuals and organizations to invest in real estate loans, earning high returns without proportionately high risk. Led by an investment team of experienced real estate and financial professionals.
  • American Asian European African, Inc.
  • 2670 South White Road, Suite 233, San Jose, CA, 95148
  • "Committed to the highest level of personal service and integrity since 1988, Joe brings hard work, fairness, and caring to his profession. Joe Tran was joining and got training from Century 21, ERA, Realty World. When Joe is representing a buyer or seller, he gives them his full attention."
  • Sharp Point Mortgage Group
  • 2680 South White Road, Suite 110, San Jose, CA, 95148
  • Sharp Point Mortgage Group Raul Peregrino is a business owner that's been in the Bay Area most of his childhood and adult life. He graduated from Mount Pleasant High School and San Jose State University. He is a San Jose native that knows every part of the bay area. He built his reputation as a no non-sense professional that will help his client.