USDA Vs. FHA your options comparison in Cedartown, Polk County, GA

In 2024, USDA loan limit in Cedartown, county of Polk, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Cedartown, county of Polk, GA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Cedartown, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Asher Evans
  • 4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
  • Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
  • Bank of Stockton
  • 301 East Miner Avenue, Stockton, CA, 95202
  • The Bank of Stockton is a unique and wonderful banking experience. Not only will you meet officers, lenders and staff that have worked with the bank for years, you will find people that live and work in your community, just like you, that care about the community. Bank of Stockton’s lending experience is quick due to local decision-makers
  • Central State Credit Union
  • 919 North Center Street, South Pasadena, CA, 95202
  • Central State Credit Union has served the financial needs of people like you living in the heartlands of California. As a not-for-profit financial cooperative, you might say we were an original social network, connecting people and resources, long before the onset of the technology age and today‘s social networks.
  • De'Lane Financial Solutions
  • 20 North Sutter Street, Suite 301, Stockton, CA, 95202
  • Belinda Butcher is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Client 1st Mortgage
  • 5777 Madison Avenue, Suite 605, Sacramento, CA, 95841
  • Client 1st Mortgage strives to provide all of the qualities that people look for in a mortgage company. We treat each customer as an individual. Not as a number.We operate under a strict code of ethics and values aimed at building long-term customer trust and loyalty. We use a “common sense” approach and will help you.
  • Patron Mortgage
  • 4829 Argyle Ln, Sacramento, CA, 95841
  • Patron Mortgage is a California Mortgage Company working with borrowers throughout California. I am a senior loan officer and real estate broker with over ten years experience. I can assist you with home purchase loans, refinancing, reverse mortgages, ITIN loans, land loans, construction loans, hard money loans,
  • Blackburne & Sons Realty
  • 4811 Chippendale Drive, Sacramento, CA, 95841
  • Blackburne & Sons Realty Capital Corporation is a $50 million hard money commercial lending company. We syndicate the investment funds of about 900 accredited, private investors and use these funds to make permanent first mortgage loans on standing commercial properties.The company has been in business since June of 1980.
  • Stockton Mortgage R.E.L.S.C.
  • 6820 Pacific Avenue, Stockton, CA, 95207
  • Stockton Mortgage R.E.L.S.C. is the original Team of local experts for real estate loans. We strive to support our communities through easy to understand home loans, construction financing, and more! Mortgages are processed in a family friendly, yet boutique business atmosphere. 40 years Local & Now Online to Connect.
  • Tri-Valley Lending
  • 4600 N. Pershing Ave, Suite B, Stockton, CA, 95207
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Central Valley Mortgage Group
  • 5713 N. Pershing Avenue, Suite D2, Stockton, CA, 95207
  • We are a full-service mortgage company based in Stockton, CA. We specialize in FHA, VA, Conventional, USDA & JUMBO loans in Lodi, Linden, Patterson and Sonora. We also serve the surrounding cities in San Joaquin County, Stanislaus County, Madera County. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
  • Valley Capital Lending
  • 4550 North Pershing Avenue, Suite 7, Stockton, CA, 95207
  • Our team at Valley Capital Realty is here to guide you through the Central Valley's treasure trove of real estate opportunities. After all, we're passionate for what we do and are proud to share that passion with such an amazing community. From decades of experience and unparalleled market knowledge to refined negotiating skills
  • Emerald Realty & Mortgage
  • 1330 W Robinhood Dr, Suite a 13, Stockton, CA, 95207
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.