USDA Vs. FHA your options comparison in Rockmart, Polk County, GA
In the year 2025, the USDA loan limit for Rockmart in Polk county, GA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today’s top USDA vs. FHA rates, determining the required income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program for your financial situation, particularly in .
2025 Loan Limits and Down Payment Details in Rockmart, Polk, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Rockmart, GA
At Lendersa®, our aim is to swiftly connect you with the best USDA or FHA loan, efficiently and without stress. Opt for one of three starting options to match with lenders offering USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is accessible exclusively in rural neighborhoods. In contrast, while FHA loans require at least a 3.5% down payment, USDA loans need none.
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