In 2025, the USDA loan limit in Lindale, within Floyd county, GA, is set at $336,500, whereas the FHA limit for single-family homes is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today’s USDA versus FHA rates and ascertain the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you select the optimal option for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to deliver the ideal USDA or FHA loan swiftly and effortlessly. Start by choosing one of three paths that lead to matched lenders and USDA loan schemes.
A USDA loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is specifically accessible to rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans necessitate no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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