USDA and FHA Pro and Con in Cleveland, White County, GA

In 2025, the USDA loan limit in Cleveland, within White county, GA, stands at $336,500, while the FHA limit for single-family homes is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. Assess the necessary income, credit, reserves, and required documents to qualify. Our comprehensive mortgage calculator makes it easy to evaluate USDA, FHA, Conforming, and VA loans side by side, ensuring you pick the most suitable program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Cleveland, White, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Cleveland, GA

Lendersa® strives to deliver the best USDA or FHA loan quickly and seamlessly. Choose one of three paths to connect with the right lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

The USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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