USDA Vs. FHA Pro and Con comparison in College-Park, Fulton County, GA
In 2025, the USDA loan upper limit in College-Park, Fulton County, GA sits at $330,200, whereas the FHA maximum for a single-family home is $412,850.
Leverage the Lendersa® USDA loan calculator to assess the best rates available for USDA versus FHA loans today. It helps you determine the necessary income, credit rating, reserves, and documentation essential for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the most suitable program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in College-Park, Fulton County, GA
Loan Type
Loan Limit
Down Payment
USDA
$330,200
0%
FHA
$412,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in College-Park, GA
The aim of Lendersa® is to swiftly connect you with the best possible USDA or FHA loan hassle-free. Choose one of three paths to align with matching lenders and USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, often called a USDA rural development or USDA mortgage loan, is exclusively available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, a USDA mortgage requires no down payment.
Northbrook Bank & Trust Company, National Association
1100 Waukegan Rd, Northbrook, IL, 60062
We're your local Wintrust Community Bank. As part of the larger Wintrust Community Bank family, we were built in this area, for this area. We work hard to be an asset to the people and communities we serve: to get to know you and your needs in order to offer the best banking products and even better service.
Centrust Bank provides primarily commercial banking services. Its commercial banking products include commercial and industrial loans, as well as commercial real estate, construction and multi-family loans. Additionally, it originates loans through the Small Business Administration related to business acquisitions and commercial real estate loans.
Metro Mortgage Services was founded in 1995 by Edie Jerome. While there was many mortgage companies in northwest suburban Chicago, very few specialized in finding creative solutions for buyers. Metro Mortgage Services has built a solid reputation helping all types of buyers.
Whether you are:
a first time buyer etc.
2300 Barrington Road, Suite 400, Hoffman Estates, IL, 60169
Nationwide Mortgage and Realty Company is located in the northwest suburban area of Chicago, about 18 miles northwest of O'Hare Airport, in the Vistex Building at the above address in Hoffman Estates, Illinois. Nationwide has been in business since 1992 and its staff has experience going back to the early 1970's.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2356 Hassell Road, Suite A, Hoffman Estates, IL, 60169
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
1901 Raymond Drive, Suite, Suite 1, Northbrook, IL, 60062
B2 Funding Corporation Regardless of whether you are a first-time home-buyer, at B2 Funding we give you the personal attention you deserve to help you reach your goals. It has been our pleasure working with our clients in over the years, and we hope that our excellence will continue to foster new relationships in the future.
At EON Mortgage Group, our focus is to provide you with the best mortgage broker services possible. We have a passion for the mortgage loans industry, and our loan officer is dedicated to working with you to find the loan that best fits your needs. Our staff will help compare banks for you to help you get the best rates possible on your loan.
450 Skokie Blvd., Bldg. 600, Northbrook, IL, 60062
Barnett Capital provides lines of credit for acquiring, renovating, and stabilizing single-family, multi-family, and mixed-use investment properties nationwide and in Canada. No points, no junk fees, no credit score requirement, and no interest charged. We typically fund 85% of your total project costs, including 100% of renovation costs.
Direct Mortgage Corporation was founded in 1996 and consists of a team of mortgage experts with over 30 years of industry experience. Our staff focuses on personalized service, and their years of experience in the mortgage industry will be beneficial in ensuring a smooth transaction by overseeing the process from start to finish.
Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
