USDA Vs. FHA Pro and Con comparison in Cusseta, Chattahoochee County, GA

In 2025, within Cusseta, GA, the USDA loan limit in the county of Chattahoochee is $336,500. For a single-family home, the FHA limit is $472,030.

Use Lendersa® USDA loan calculator to contrast today's most favorable USDA versus FHA rates, and to assess the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Cusseta, Chattahoochee County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Options in Cusseta, GA

Lendersa®'s goal is to connect you with the most advantageous USDA or FHA loan swiftly and without complications. Choose any of three paths that link you with suitable lenders and USDA loan options.

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Understanding USDA Loans in GA

A USDA home loan, supported by the government Department of Agriculture, is often referred to as a USDA rural development or USDA mortgage loan, accessible in rural areas only. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Gharibian Real Estate & Finance
  • 700 N Brand Boulevard, Glendale, CA, 91203
  • Gharibian Real Estate & Finance, has been in the finance industry for almost 30 years.we have helped thousands of clients in our community for their financing and real estate needs. In our financing department, we offer all types of residential and commercial real estate related loans, including but not limited to conventional, FHA, hard money, SBA
  • Fidelity Funding
  • 450 N Brand Blvd, FL 6, Glendale, CA, 91203
  • Fidelity Funding specializes in providing loans to almost every type of property, both residential and commercial. We arrange both lst, 2nd, and 3rd trust deeds, including home equity lines of credit. We provide Hard Money Loans, Alternative Financing Loans, Commercial Loans, Residential Purchase
  • Silver Spoon Properties & Lending
  • 450 N. Brand Blvd., Suite 600, Glendale, CA, 91203
  • Carlo Honanian is the Broker and President of Silver Spoon Investments. Carlo started off his career as a Vice President with Chase Bank in the early 1990s with extensive experience in residential and commercial loans, banking, compliance, human resources, sales, clients services,and branch management.
  • Camino Financial
  • 309 E 8th Street, Suite 601, Los Angeles, CA, 90014
  • "Camino Financial is an online finance company offering business loans and solutions to help small businesses grow. Camino Financial advises small businesses on getting access to capital and building their business credit. The Company provides up to $500, 000 in business funding and assists its clients in applying for financing."
  • Unify Home Loans
  • 621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
  • At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.
  • Smart Money Broker, Inc.
  • 530 W 7th St, Suite PH2, Los Angeles, CA, 90014
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Paradise Private Money
  • 610 S. Main Street #PH212, Los Angeles, CA, 90014
  • Paradise Private Money is a boutique private money mortgage firm specializing in filling the needs of small to medium sized real estate investors on both the buyer and trust deed investor side. This company was formed to simplify and streamline the process of securing funds for investing in real estate.
  • Farmers and Merchants Bank of Long Beach
  • 302 Pine Avenue, Long Beach, CA, 90802
  • Founded in Long Beach in 1907 by C.J. Walker, Farmers & Merchants Bank has 25 branches across Orange County, Long Beach, the South Bay and now in Santa Barbara. The Bank specializes in commercial and small business banking, business loan programs, home loans, and a robust offering of consumer retail banking products including checking, savings and
  • International City Bank, National Association
  • 249 E Ocean Boulevard, Long Beach, CA, 90802
  • International City Bank was established in Long Beach in 1984. In the decades since its founding, the bank's values have remained: strengthening local small business, involvement in the community, and a focus on personal banking. And though ICB's values persist, its services continue to evolve and modernize.
  • B Squared Funding - Home Loans
  • 1100 E 3rd St, Long Beach, CA, 90802
  • B Squared Funding - Home Loans is a real estate company based out of 1100 E 3RD ST, Long Beach, California, United States. B² is me, Babak Bijarchi. My mission as a full-service mortgage brokerage is to deliver my services on a personal level, to make home ownership as seamless and affordable as possible.
  • Investors Realty Partners
  • 235 Broadway, Suite 218, Long Beach, CA, 90802
  • Our solid experience in the field and the long list of previous projects run, recommend us as a reliable business partner. By choosing our team, you will benefit from our expertise, dedication and high availability throughout your projects. Feel confident that together we will accelerate your business development towards the right direction.