USDA and FHA Pro and Con in Cusseta, Chattahoochee County, GA
In 2025, within Cusseta, GA, the USDA loan limit in the county of Chattahoochee is $336,500. For a single-family home, the FHA limit is $472,030.
Use Lendersa® USDA loan calculator to contrast today's most favorable USDA versus FHA rates, and to assess the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Cusseta, Chattahoochee County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Options in Cusseta, GA
Lendersa®'s goal is to connect you with the most advantageous USDA or FHA loan swiftly and without complications. Choose any of three paths that link you with suitable lenders and USDA loan options.
A USDA home loan, supported by the government Department of Agriculture, is often referred to as a USDA rural development or USDA mortgage loan, accessible in rural areas only. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment.
Macon-Bibb Employees Credit Union was established in 1951 to serve the employees of Macon and Bibb county Georgia and their families. The credit union is a member-owned financial cooperative providing affordable banking services to members.
While banks return profits to stockholders
"We offer home buyer education to bring you one step closer to home ownership.
We can help you learn the home loan amount you may be able to afford.
We will provide confidence in your ability to obtain financing.You will learn how to reduce timelines and improve your ability to close your loan fast."
We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership
Fedmont FCU was formed by eight original members working in the old Federal Courthouse in 1960 to serve the employees of federal agencies also working in the courthouse at that time. After meeting strict standards, the National Credit Union Administration issued Charter #14026 to what was then known as Alabama Fedmont FCU.
MAX is a not-for-profit financial cooperative serving central and east Alabama and west Georgia. MAX is a full-service institution with several branch locations, myMAX.com, and MAX Online & Mobile banking services. See myMAX.com for our branch locations. As a full service financial institution, MAX offers business &, savings, home mortgages
The Real Estate Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
101 Devant Street, Suite 704, Fayetteville, GA, 30214
Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.
The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.
500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214
Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process
"We are a Locally Owned Business offering Home Mortgage Services; We offer programs for New Home Purchase as well as Refinance for existing loans.
Alabama Home Mortgage Loans is a local Mortgage Loan Origination service headquartered in Wetumpka, Alabama.Kim Williams, Senior Mortgage Loan Originator, founded Alabama Home Mortgage Loans in 2014."
Georgia Guard Credit Union now offers 24-hour access to your account information from home. Online Account Access is a secure site in which you as member’s are able to:
Check Account Balance
Inquire on Account History
Transfer Funds Between Accounts
Order Checks and View New Styles
Change Your Personal Access Password
And much more
