USDA Vs. FHA your options comparison in Manchester, Meriwether County, GA

In 2025, the USDA loan cap in Manchester, within Meriwether county, GA, is $377,200. Meanwhile, for a single-family home, the FHA limit stands at $592,250.

The Lendersa® USDA loan calculator allows you to compare today’s USDA versus FHA rates, determining your eligibility based on income, credit, reserves, and necessary documents. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Manchester, Meriwether, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Manchester, GA

The goal of Lendersa® is to provide you with an optimal USDA or FHA loan quickly and easily. Choose from three pathways to connect with lenders and access USDA loan solutions.

Lendersa USDA loan request and matching outcomes

Exploring USDA Loans in GA

The USDA home loan, endorsed by the Department of Agriculture and also referred to as the USDA rural development loan or USDA mortgage, is designed for rural areas exclusively. While FHA loans necessitate a minimum down payment of 3.5%, USDA loans require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Answer Home Loans, Inc
  • 6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
  • "At AHL we believe in the value of your word and the strength of a handshake and we strive to conduct business daily with those values formost in mind. Collectively our ownership team brings over 40 years of mortgage lending experience to the table and we have clients that have worked with us over that entire time."
  • Envoy Mortgage
  • 746 Main Street, Suite A, Cambria, CA, 93428
  • "Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S. "
  • GRANCO Federal Credit Union
  • 217 Alder Street SW, Ephrata, WA, 98823
  • Since 1956, GRANCO Federal Credit Union has been providing friendly member service in Ephrata, Moses Lake and the surrounding area. The cooperative philosophy that started the credit union still rings true today. GRANCO will consider a member’s credit score, but will not deny any loan due to credit score alone.
  • ELITE FINANCIAL LENDING
  • 673 VASCONCELLOS AVE, MANTECA, CA, 95336
  • At Elite Financial, our collective goal advanced us to high standard in the mortgage industry by word-of-mouth referrals and mission What others can’t do Elite Financial can. For over 30 years, we've been a growing team from dynamic people with talent of 100% loan approval to trust, information security and privacy.
  • Elite Financial
  • 165 N Maple Ave, Suite 60, Manteca, CA, 95336
  • At Elite Financial Lending our clients’ goals are our first priority without compromise, we provide unparalleled service with expertise that will exceed your expectations whether you are needing to purchase a home or re-finance and we strive to ensure that each and every client is completely satisfied. This is our commitment to you.
  • Joe Villegas Group
  • 160 N Grant Ave, Manteca, CA, 95336
  • Since 1995, we have remained true to putting others first. Now with Loan Officers from coast-to-coast, we know it's the right way to do business and (in our humble opinion) the only way. We're dedicated to finding great rates & loan options for our customers while offering some of the fastest turn times in the industry.
  • ChoiceOne Funding
  • 2941 Sunrise Blvd, Suite 220, Rancho Cordova, CA, 95742
  • ChoiceOne Funding has built its foundation on the highest level of honesty and integrity. Our qualified and licensed professionals have over 20 years experience and offer expertise in every area of mortgage lending: Conventional, FHA, VA, USDA, Section 184 Native American Loans and Reverse Mortgages.
  • Integrity Mortgage
  • 9290 Madison Avenue, Orangevale, CA, 95662
  • Integrity mortgage has been in business since 1997. We are highly experienced, knowledgeable and approachable. We feel our name reflects who we are and how we serve each borrower we have the privilege to assist. We know there are many choices in mortgage services so we value clients who put their trust with us. business since 1997.
  • 1st Choice Mortgage
  • 509 J Street, Suite 6, Eureka, CA, 95632
  • My 1st Choice Mortgage is committed to our clients and guarantee the best experience possible and will answer all of your questions and walk you through each step of the way! We make everything transparent from start to finish, our job is to make this process as simple and clear as possible while most importantly, getting you the best deal!
  • Business Loan Services
  • 5515 Pacific Street, Suite 3463, Rocklin, CA, 95677
  • We offer competitive residential rates for owner occupied & investment property loans. Your source for Commercial and SBA Funding with over 37 years of experience. We know where to find the money. We will evaluate the options, fill out tthe paperwork, and present your loan to multiple lenders.
  • Full Force Funding LLC
  • 4759 Sweeney Circle, Rocklin, CA, 95677
  • Full Force Funding is a direct lender for real estate investors renovating properties throughout American neighborhoods. With our strong Fix & Flip Financing program and established relationships with national investors and institutional partners, we aim to provide value to your business and grow your bottom line.