USDA Vs. FHA Pro and Con comparison in Fayetteville, Fayette County, GA
In 2025, USDA loan limit in Fayetteville, county of Fayette, GA is $330,200 while FHA limit is $592,250 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Fayetteville, county of Fayette, GA
Loan Type
Loan Limit
Down payment
USDA
$330,200
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Fayetteville, GA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
2795 East Bidwell Street, Suite 100-303, Folsom, CA, 95630
"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, cloud based investment tools, digital mortgages and best of all outstanding customer service!
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Sierra Capital is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
We are mortgage brokers backed by an extensive experience in lending and brokering. Our Broker of Record has over 27 years of experience in residential and commercial lending. We are committed to building a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders.
7700 Folsom Auburn Road, Suite 110, Folsom, CA, 95630
We will treat you right and give you the personal attention you deserve. We know the big commitment you are making in buying a home, refinancing a mortgage, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Masters Team Mortgage is a premier mortgage broker in the greater Sacramento region. Our boutique approach ensures a lending experience rare in today’s automated, online-dominated lending environment. We want to see you, get to know you, and develop a relationship with you that will span generations to come.
We are a full-service mortgage company based in Folsom, CA. We specialize in Home Purchase Loans and Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Our creative business model has provided decades of stable success, and in 2019 alone, we funded over $6.3 billion in loans and helped people all over the country reach their home financing goals. We believe in providing strong futures for our customers, our referral partners and our team members.
2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
Every day we emphasize our customers always come first, it starts with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Tri Valley Lending you are more than a credit score to us. We subscribe to the philosophy of building long term relationships based on service and trust. Our team of loan professionals make the daunting task of obtaining financing an easy and understandable process. We look forward to serving you in the future.
