USDA Vs. FHA your options comparison in Fayetteville, Fayette County, GA

In the year 2025, the USDA loan cap in Fayetteville, Fayette County, GA is set at $330,200. The FHA loan limit for a single-family residence is $592,250.

Explore Lendersa®'s USDA loan calculator to weigh today's top USDA and FHA rates. Discover the income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, VA, and Conforming rates side by side to guide your decision-making for the most suitable program in Alabama according to your financial portfolio.

Explore loan deals from a selection of 100 lenders

2025 Loan Caps and Downpayment Specifics in Fayetteville, Fayette County, GA

Loan Type Loan Cap Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Mortgage Choices in Fayetteville, GA

Lendersa® aims to secure you the best USDA or FHA loan swiftly and seamlessly. Choose from three pathways to find matching lenders and suitable USDA loan schemes.

USDA Loan Request and Matching Outcomes on Lendersa

Understanding USDA Loans in GA

The USDA home loan, sanctioned by the U.S. Department of Agriculture, is also known as a USDA rural development or USDA mortgage loan, available in rural zones exclusively. Unlike FHA loans which necessitate a minimum down payment of 3.5%, the USDA mortgage requires none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Caliber Home Loans, Inc
  • 877 Anchorage Place, Chula Vista, CA, 91914
  • Caliber Home Loans is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches,wholesale lending & correspondent lending.Caliber also offers innovative servicing solutions for both conforming and non-conforming loans.
  • Western Capital Mortgage
  • 860 Kuhn Drive Suite 201, Chula Vista, CA, 91914
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • First Priority Home Loans
  • 891 Kuhn Dr Ste 204, Chula Vista, CA, 91914
  • The First Priority Home Loans Team is your premier mortgage lender located in Chula VIsta, California. First Priority Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Chula VIsta area.
  • Patriot Home Loans
  • 823 Anchorage Place, Chula Vista, CA, 91914
  • Patriot Home Loans is committed to exceeding expectations and creating a raving fan experience for all of our homeowners. We proactively communicate through your entire mortgage process with weekly status updates. We commit to: Close on time! Close accurately with the initial figures we originally promised within $100.
  • GI Home Loans, Inc.
  • 910 Hale Pl, Suite 207, Chula Vista, CA, 91914
  • G.I. Home Loans is your Internet resource center for VA Home Loans. We are committed to “serving those who served” by offering the most comprehensive and dedicated service possible to the men and women of our Armed Forces who are in need of assistance with the purchase or refinance of their home.
  • Your Darling Lender
  • 10444 Timberlane Way, Santee, CA, 92071
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Casa Financial Services, Inc
  • 9560 Cuyamaca Street, Suite 101, Santee, CA, 92071
  • Casa Financial Services, Inc are the small, family owned, military family, guy next door, working man, LOCAL brokerage just down the street. No huge buildings, no board of directors calling the shots, no share holders screaming for profit margins, no big government bailouts to boost the bottom line, with combined 40+ years experience.
  • Freedom Northwest Credit Union
  • 303 Main Street, Kamiah, ID, 83536
  • Freedom Northwest Credit Union was founded in 1963 by a dedicated group of volunteers, and we operated under the name Kamiah Community Credit Union until June 2016. From very humble beginnings, guided by the vision and strong leadership of committed volunteers, we have grown to serve 12,000 members with total assets of $426 million.
  • La Loma FCU
  • 26151 Mayberry St, Loma Linda, CA, 92354
  • Since 1955, La Loma Federal Credit Union has been proudly serving the Southeastern California Conference of Seventh-Day Adventists, Loma Linda University, Loma Linda University Health, and La Sierra University communities La Loma FCU is a credit union, which is a financial institution. Similar to other financial institutions.
  • 1st United Mortgage
  • 25612 Barton Rd, Suite 344, Loma Linda, CA, 92354
  • We help our clients buy, sell and finance real estate. We work with clients that are working on their personal residences or investment properties. Focusing on our clients needs, representing them well, getting them amazing deals, and providing the best marketing are all of the utmost importance to us.