USDA VS FHA in Fayetteville, Fayette County, GA

In the year 2025, the USDA loan cap in Fayetteville, Fayette County, GA is set at $330,200. The FHA loan limit for a single-family residence is $592,250.

Explore Lendersa®'s USDA loan calculator to weigh today's top USDA and FHA rates. Discover the income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator showcases USDA, FHA, VA, and Conforming rates side by side to guide your decision-making for the most suitable program in Alabama according to your financial portfolio.

Explore loan deals from a selection of 100 lenders

2025 Loan Caps and Downpayment Specifics in Fayetteville, Fayette County, GA

Loan Type Loan Cap Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Mortgage Choices in Fayetteville, GA

Lendersa® aims to secure you the best USDA or FHA loan swiftly and seamlessly. Choose from three pathways to find matching lenders and suitable USDA loan schemes.

USDA Loan Request and Matching Outcomes on Lendersa

Understanding USDA Loans in GA

The USDA home loan, sanctioned by the U.S. Department of Agriculture, is also known as a USDA rural development or USDA mortgage loan, available in rural zones exclusively. Unlike FHA loans which necessitate a minimum down payment of 3.5%, the USDA mortgage requires none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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