USDA and FHA Pro and Con in Irondale, Clayton County, GA

In 2024, USDA loan limit in Irondale, county of Clayton, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Irondale, county of Clayton, GA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Irondale, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Econ Financial Group., Inc
  • 10722 Arrow Route, Suite 816, Rancho Cucamonga, CA, 91730
  • Our mission is to serve our customers with honesty and integrity while providing the highest quality of service. Our goal is to provide you with a home loan at the lowest interest rate and closing costs possible. We understand the loan process can be overwhelming, thats why our team of experts help borrowers overcome roadblocks along the way.
  • YSN Financial Corp
  • 8333 Foothill Boulevard, Suite 202, Rancho Cucamonga, CA, 91730
  • YSN Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • Devine
  • 9567 Arrow Route, Suite A, Rancho Cucamonga, CA, 91730
  • DEVINE take pride in not being your cliche one size fits all real estate or property management company. Combining our team of experienced real estate experts and professional multimedia designers allows us to offer a powerful marketing strategy designed to effectively attract and engage the modern day real estate consumer market
  • Chris Armen
  • 8439 White Oak Ave, Suite 102, Rancho Cucamonga, CA, 91730
  • Chris Armen Real Estate and Finance We are out of the box game changers, natural born strategists and problem solvers doing it our way since day one. Our brand of Real Estate. Whether its a sale, purchase or refinance, our heart, soul and collective being go into your transaction.
  • Smart Sell Real Estate
  • 9220 Haven Avenue, Suite 108, Rancho Cucamonga, CA, 91730
  • "Our mission is to redefine real estate in the customer's favor. We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional,"
  • Carmel Financial
  • 11010 Arrow Route, Suite 106, Rancho Cucamonga, CA, 91730
  • Carmel Financial Corporation became an emerging leader among lenders in the United States. The company’s unique financing programs have established it as a dominate fixture in the in-home water treatment industry, and made it a growing force in the home improvement products industry.
  • Empire Mortgage
  • 9227 Haven Avenue, Suite 275, Rancho Cucamonga, CA, 91730
  • Empire Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
  • ML Mortgage Corp
  • 8270 Aspen st, Rancho Cucamonga, CA, 91730
  • At ML Mortgage, we understand that the home mortgage process can be one of the biggest financial decisions of your life, so we have dedicated ourselves to ensuring that the process is as friendly, streamlined, and makes as much financial sense to you as possible. We at ML Mortgage understand that it’s a BIG DEAL.
  • Home Funding Corp.
  • 10718 Civic Center Drive, Rancho Cucamonga, CA, 91730
  • Here at Home Funding Corp. we offer the stability and product selection of a large corporation, with the service of an independent business. In our 20-year history we have never had a layoff. Our turn around time for FHA loans is 16 business days, and our conventional financing typically takes 8-10 business days. Our staff is all in house,
  • Fast Track Funding Corp.
  • 9650 Business Center Dr. Ste. 103, Rancho Cucamonga, CA, 91730
  • Fast Track Funding Corp mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.