USDA Loan Vs. FHA loan pro & con Macon, Bibb County, GA

In 2025, the limit for USDA loans in Macon, located in Bibb, GA, is $0, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the best current USDA versus FHA rates, alongside exploring the income, credit, reserves, and documentation required to qualify. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to determine the most suitable program for your financial needs in .

Available USDA and FHA Loans in Macon, GA

Lendersa® is committed to helping you secure the best USDA or FHA loan quickly and with minimal effort. Choose one of three starting paths to align with suitable lenders and USDA loan programs.

Results of Lendersa USDA loan request and matching

An Overview of USDA Loans in GA

A USDA home loan is a government-backed loan under the Department of Agriculture, also known as a USDA rural development loan or mortgage, available only in rural areas. This loan features no down payment, unlike FHA loans that require at least a 3.5% down payment.

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(213) 266-9200 Lender's profile and map Reviews Archbell Capital, LLC 970 W. 190th Street, Suite 110, Los Angeles, CA, 90502 Archbell Capital, LLC is a boutique commercial real estate bridge lender that originates mortgage loans for its middle market borrowers/partners seeking to acquire or refinance assets across property types. We focus on off-market transactions on a direct basis in partnership with our clients.
(747) 279-6400 Lender's profile and map Reviews Tressa Pope 3500 W Olive Avenue, Suite 300, Burbank, CA, 91505 With over 20 years of experience in the mortgage industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing. Working with me, you’ll receive: Professional advice and support in making your home financing decisions
(800) 328-5328 Lender's profile and map Reviews Logix Federal Credit Union 2340 Hollywood Way, Burbank, CA, 91505 Logix was founded as the Lockheed Aircraft Federal Credit Union in 1937, during the height of the Great Depression. As we grew, we were able to serve many more elements of our communities, to such an extent that Lockheed employees became only a small fraction of our membership. So in 2012, we changed our name to Logix.
(877) 957-2772 Lender's profile and map Reviews National Home Preservation Center 2600 West Olive Ave, 5th Floor, Burbank, CA, 91505 NHPC assists troubled homeowners every day through our national network of foreclosure prevention Team. Get the professional help you need to keep your home and have peace of mind. Our national network of foreclosure prevention specialists will work hard on your behalf and negotiate directly.
(818) 238-2900 Lender's profile and map Reviews UMe Credit Union 3000 W. Magnolia Blvd, Burbank, CA, 91505 U + Me. That’s our not-so-secret sauce. We care about the things that matter to you—family, friends, that comfy old pair of shoes you can’t throw away even though one of them has a hole (no judgment). As a Burbank institution, we’ve been committed to our community since 1940. And through our long history.
(818) 556-6500 Lender's profile and map Reviews The Mortgage Group 4405 Riverside Drive, Suite 101, Burbank, CA, 91505 The Mortgage Group is a family run business since 1995. After working for and managing other mortgage companies for many years, Gary Hatch started his own company, The Mortgage Group, in 1995. In early 2000, his daughter, Christine, joined the company. In 2006, the responsibility of running the company was transferred to Christine.
(818) 342-9555 Lender's profile and map Reviews SDC Capital 4001 Burbank Blvd., Burbank, CA, 91505 SDC Capital has over 35 years of bridge lending and real estate development experience.
(818) 848-8960 Lender's profile and map Reviews Aztec Financial 2624 W. Magnolia Blvd., Burbank, CA, 91505 Aztec Financial was established in 1987 with the mission of creating extraordinary mortgage solutions for the people of California. We are a direct lender specializing in fix and flip loans, hard money/private equity, construction loans, and creative lending solutions. We pride ourselves on funding very quickly with no red tape.
949 478 4756 Lender's profile and map Reviews SDC Capital Funding 4001 Burbank Blvd., Burbank, CA, 91505 SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.
(562) 761-0959 Lender's profile and map Reviews Mansfield Lending 2920 West Manchester Boulevard, Inglewood, CA, 90305 "Shelle Kirk is a Mortgage and Real Estate Broker in addition to being the owner of Mansfield Lending - a full service mortgage brokerage based in Inglewood, California. For the past 21 years, Shelle has committed herself to the Real Estate field and has a wealth of knowledge to offer anyone making the first step to owning property."
+12134230450 Lender's profile and map Reviews Procashadvances 189 The Grove Dr, Los Angeles, CA, 90036 Enhance your financial resilience with ProCashAdvances. Our seamless loan request process makes handling life's financial demands stress-free. Utilize our extensive lender network and user-friendly platform for quick, short-term loan solutions. Experience efficiency and speed on your financial journey with ProCashAdvances today!
(310) 678-4808 Lender's profile and map Reviews WCH Investments 5150 Wilshire Boulevard, Suite 100, Los Angeles, CA, 90036 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.