USDA and FHA Pro and Con in Walthourville, Liberty County, GA

In 2026, the USDA loan limit in Walthourville, within the county of Liberty, GA, is established at $336,500. For a single-family home, the FHA loan limit is $472,030.

Use the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, determining the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .

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Loan Limits and Down Payment Needs in Walthourville, Liberty, GA for 2026

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Walthourville, GA

Lendersa® aims to get you the best USDA or FHA loan quickly and without hassle. Choose from three starting options that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

The USDA home loan, endorsed by the Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Walthourville Lenders

  • GeoVista Federal Credit Union
  • 601 W Oglethorpe Hwy, Hinesville, GA, 31313
  • Lends in Georgia
  • GeoVista Credit Union was founded as Fort Stewart Georgia Federal Credit Union in 1964 in Hinesville, GA. In 2007, we expanded to include all individuals and families within Bryan, Bulloch, Chatham, Effingham, and Liberty Counties, as well as Fort Stewart and Hunter Army Airfield.

  • Dove Mortgage, Inc.
  • 617 Windhaven Drive, Hinesville, GA, 31313
  • Lends in Georgia
  • Dove Mortgage, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you

  • Moody Mortgage Corporation
  • 108 S Commerce St, Hinesville, GA, 31313
  • Lends in Georgia
  • At Moody Mortgage Corporation we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you. Moody Mortgage Corporation works with multiple lenders.

  • INTERSTATE CREDIT UNION
  • 705 W Cherry St, Jesup, GA, 31545
  • Lends in Georgia
  • Interstate Credit Union has been a local not-for-profit, member-owned cooperative. People who do their banking at Interstate Credit Union are members, not just customers. They are full voting members and own a “share” in the Credit Union with their primary savings account. Everyone must keep $5 in their primary savings account to remain a member.

  • Glennville Bank
  • 102 East Barnard Street, Glennville, GA, 30427
  • Lends in Georgia
  • In 1904, a group of citizens from Glennville, Tattnall County, GA and the surrounding community recognized the need for a local bank. On March 13, 1905, after acquiring property and erecting a building at the downtown corner of Barnard and Caswell Streets, Glennville Bank was officially opened.

  • Mercy Federal Credit Union
  • 11705 Mercy Blvd, Savannah, GA, 31419
  • Lends in Georgia
  • Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members.

    To provide personal, professional service while offering a variety of products

  • HARBOR MORTGAGE COMPANY
  • 785 King George Boulevard, Suite 201, Savannah, GA, 31419
  • Lends in Georgia
  • Harbor Mortgage Company, has been working in finance since he graduated from the University of Alabama in 1992 with a degree in corporate finance and investment management. After spending nearly a decade helping clients finance and invest in properties, Mr. Soderlind opened Harbor Mortgage Company in 2001.

  • Southeastern Bank
  • 1010 North Way, Darien, GA, 31305
  • Lends in Georgia
  • Southeastern Bank, established in 1888, has a long history of serving its customers and communities. From deposit accounts and loans to investments and more, Southeastern Bank has the financial products you need most. Southeastern Bank has 10 locations throughout coastal Georgia and northeast Florida.

  • First Bank of Coastal Georgia
  • 250 West Bacon Street, Pembroke, GA, 31321
  • Lends in Georgia
  • First Bank of Coastal Georgia is a full-service bank. The Bank provides savings account, debit and credit cards, loans, insurance, mobile banking, and other related products and services. First Bank of Coastal Georgia serves customers in the United States. We’re here to help with everything from opening new accounts to training you.