USDA Vs. FHA Pro and Con comparison in Hinesville, Liberty County, GA

In 2025, the USDA loan limit for Hinesville in Liberty county, GA is $336,500, whereas the FHA limit for a single-family home is set at $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate and compare today's best USDA and FHA rates. Identify the necessary income, credit standing, reserves, and documents required to qualify. Our advanced mortgage calculator facilitates a side-by-side comparison of USDA, FHA, Conforming, and VA options, ensuring you choose the best program in that suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Hinesville, Liberty, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hinesville, GA

Lendersa® is dedicated to helping you secure the optimal USDA or FHA loan swiftly and with no hassle. Choose one of these three approaches to connect with matching lenders and available USDA loan programs.

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Understanding USDA Loans in GA

A USDA home loan, guaranteed by the Department of Agriculture—also called a USDA rural development loan or mortgage— is exclusive to rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, making them more accessible to many buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Indy Mortgage Team
  • 4770 S Emerson Ave, Indianapolis, IN, 46203
  • At Indy Mortgage We specialize in FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances. We're known for being experts on difficult files and often get people approved when other mortgage professionals can not.FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances.
  • Coastal Lending Group LLC
  • 909 Ridgebrook Road, Suite 108, Sparks Glencoe, MD, 21152
  • At Coastal Lending Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Commercial Bank & Trust Company
  • 212 West Gaines Street, Monticello, AR, 71655
  • In 1912 when we were known as Commercial Loan & Trust Company. We were founded on sound banking principles, solid business practices, and good, old-fashioned, common sense. Our growth was steady, and what began as a modest enterprise became an established financial institution. In 1965, we changed our name to Commercial Bank & Trust Company.
  • Ukrainian Selfreliance of Western Pennsylvania Federal Credit Union
  • 95 South Seventh Street, Pittsburgh, PA, 15203
  • The Ukrainian Selfreliance of Western Pennsylvania Federal Credit Union is a co-operative, not-for-profit and member-owned financial institution serving the Ukrainian American community of Western Pennsylvania. Our goal has been to serve the financial needs of our members and our community. We return excess earnings to our members.
  • IBEW Local 5 FCU
  • 5 Hot Metal Street, Suite 201, Pittsburgh, PA, 15203
  • The IBEW Local 5 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the Credit Union, IBEW Local 5 FCU was started in 1974 by a small group of electricians.
  • M&M RE Holdings LLC
  • 1735 E Carson St, Suite 391, Pittsburgh, PA, 15203
  • A leading Pittsburgh-based hard money lender, M&M RE Holdings is owned and operated by experienced real estate professionals who are eager to help real estate investors succeed on their next rehab project. We have years of experience with the real estate market and the issues that occur during the rehabilitation process,
  • Federated Mortgage Corp.
  • 1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15211
  • Our mortgage originators have decades of experience between them. We know what the best course of action is and will be your personal financial advisor though-out the mortgage process. Our employees are experienced, trustworthy & knowledgeable in the mortgage industry. My #1 goal is to provide exceptional service for all of my clients
  • The Commercial and Savings Bank
  • 91 North Clay Street, Millersburg, OH, 44654
  • With The Commercial & Savings Bank (CSB), you gain more than convenient access to products and services that promote your financial health; you’re also invited into a network of relationships – among customers, employees, and shareholders – that contribute to the well-being and satisfaction of a community and its residents.
  • URE Federal Credit Union
  • 201 Beech Street, East Pittsburgh, PA, 15112
  • URE Federal Credit Union to promote thrift among its members and to provide access to financial empowerment through low cost financial services. URE is committed to providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates