During 2025, the USDA loan cap in Richmond-Hill, Bryan County, GA stands at $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Tap into Lendersa®'s USDA loan calculator for comparing today's best USDA versus FHA rates, assessing income, credit, reserves, and necessary documentation for qualification. Our advanced mortgage tool aligns USDA, FHA, Conforming, and VA programs side by side, guiding your decision on the optimal choice for your financial context in Alabama.
2025 Loan Limits and Down Payment Requirements in Richmond-Hill, Bryan County, GA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Navigating USDA and FHA Loan Choices in Richmond-Hill, GA
Lendersa® aims to connect you swiftly with the ideal USDA or FHA loans, seamlessly. Begin with one of three strategies that match you with appropriate lenders and USDA loan offers.
A USDA home loan, secured by the Department of Agriculture, also referred to as a USDA rural development or USDA mortgage loan, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans have no down payment requirement.
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Althas Mortgage is a Commercial and Residential Licensed Florida Mortgage Broker Company servicing clients across Florida with their Real Estate Financing needs. At Althas we broker hundreds of mortgage loan financing options from FHA, VA, USDA and Conventional to Jumbos, Non Conventional, No Income Verification, Stated Loans, ITIN loans.
511 Energy Center Dr, Suite 702, Northport, AL, 35473
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