USDA Vs. FHA Pro and Con comparison in Grantville, Coweta County, GA

In 2026, the USDA loan limit for Grantville, located in Coweta County, GA, is $377,200, whereas the FHA limit for a single-family home is $592,250.

Use the Lendersa® USDA loan calculator to evaluate current USDA vs. FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Grantville, Coweta County, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conforming $726,200 3%

USDA and FHA Loan Options in Grantville, GA

Lendersa® aims to quickly provide the best USDA or FHA loan without hassle. Choose one of three starting points to connect with lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Grantville Lenders

  • Coweta Cities & County Employees Federal Credit Union
  • 43 Jefferson Parkway, Newnan, GA, 30263
  • Lends in Georgia
  • Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

  • STATEWIDE MORTGAGE, LLC
  • 316 South Lewis Street, Lagrange, GA, 30241
  • Lends in Georgia
  • Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.

  • Home Loan Pros, Inc
  • 2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
  • Lends in Georgia
  • Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.

  • Southern Crescent Mortgage and Investment Crop
  • 101 Devant Street, Suite 704, Fayetteville, GA, 30214
  • Lends in Georgia
  • Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.

  • The Southern Credit Union
  • 430 East Lanier Avenue, Fayetteville, GA, 30214
  • Lends in Georgia
  • The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.

  • Georgia Mortgage Services Inc
  • 500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214
  • Lends in Georgia
  • Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process

  • HBS Mortgage, LLC
  • 8228 River Pointe Overlook, Winston, GA, 30187
  • Lends in Georgia
  • For more than 10 years, we have assembled a dedicated team of mortgage professionals with considerable experience in client relations and the lending industry. Naomi Hutchison, CEO of HBS Mortgage LLC, stands out as a leader in the mortgage industry with nearly 22 years of experience.

  • Integrity Mortgage Funding LLC
  • 4405 Mall Blvd, Union City, GA, 30291
  • Lends in Georgia
  • At Integrity Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • First Bank of Pike
  • 50 Spring Road, Molena, GA, 30258
  • Lends in Georgia
  • The First Bank of Pike has been serving the people of Pike County since 1901. It received its charter in September of that year as the “Bank of Molena” when a group of local citizens worked together to buy out the Molena branch of the Barnesville Savings Bank. Those original stockholders are names still familiar to the people of Molena.