USDA VS FHA in Senoia, Coweta County, GA

In 2026, the USDA loan limit in Senoia, within Coweta county, GA, is set at $377,200. Meanwhile, the limit for an FHA loan on a single-family residence is $592,250.

Utilize the Lendersa® USDA loan calculator to compare the USDA and FHA best rates available today. This will also let you determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, enabling you to select the most suitable program for your financial condition in .

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2026 Loan Limits and Down Payment Requirements in Senoia, Coweta, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Senoia, GA

Lendersa® aims to secure the best USDA or FHA loan for you swiftly and without hassle. Choose any of the three starting points to connect with lenders and explore the USDA loan programs.

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Understanding USDA Loans in GA

The USDA home loan, guaranteed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Senoia Lenders

  • Home Loan Pros, Inc
  • 2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269
  • Lends in Georgia
  • Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.

  • Southern Crescent Mortgage and Investment Crop
  • 101 Devant Street, Suite 704, Fayetteville, GA, 30214
  • Lends in Georgia
  • Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.

  • The Southern Credit Union
  • 430 East Lanier Avenue, Fayetteville, GA, 30214
  • Lends in Georgia
  • The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.

  • Georgia Mortgage Services Inc
  • 500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214
  • Lends in Georgia
  • Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process

  • Coweta Cities & County Employees Federal Credit Union
  • 43 Jefferson Parkway, Newnan, GA, 30263
  • Lends in Georgia
  • Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

  • MORAN FINANCIAL GROUP LLC
  • 4594 Cloister Circle, Hampton, GA, 30228
  • Lends in Georgia
  • We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership

  • First National Bank of Griffin
  • 318 S Hill St, Griffin, GA, 30224
  • Lends in Georgia
  • First National Bank has a legacy of nearly a century of service in Spalding County and the surrounding area. While many things have changed during that time, who we are and what we believe in has not. We believe our customers are neighbors, not numbers. We believe that the spirit of the people is as important as the size of the organization.

  • Integrity Mortgage Funding LLC
  • 4405 Mall Blvd, Union City, GA, 30291
  • Lends in Georgia
  • At Integrity Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • United Bank
  • 685 Griffin St, Zebulon, GA, 30295
  • Lends in Georgia
  • United Bank is a local bank that was first established in Zebulon, GA, USA. United Bank was originally founded as the Bank of Zebulon in 1905 and later, in 1986, took on the name that it still has today. Though it only had a few branches in its early days of business, United Bank now has over nineteen offices south of the Metro Atlanta area.