USDA Vs. FHA Pro and Con comparison in Hogansville, Troup County, GA

In 2025, the USDA loan limit for Hogansville, in Troup, GA, stands at $336,500, while the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can evaluate today's USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in that suits your financial needs best.

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2025 Loan Limits and Downpayment Requirements in Hogansville, Troup, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hogansville, GA

The goal of Lendersa® is to secure the best USDA or FHA loan swiftly and without fuss. Choose from three starting points to connect with lenders and explore USDA loan programs.

Results of Lendersa USDA loan requests

About USDA Loans in GA

A USDA home loan, secured by the U.S. Department of Agriculture and also called a USDA rural development loan, is offered solely in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • OptimumBank
  • 2929 East Commercial Boulevard, Suite 101, Fort Lauderdale, FL, 33308
  • OptimumBank Holdings, Inc. serves as a bank holding company for OptimumBank (the Bank). OptimumBank provides community banking services to individuals and businesses in Broward, Miami-Dade and Palm Beach counties. The principal sources of funds for its lending activities are deposits, borrowings, repayment of loans, and the repayment.
  • BVA Federal Credit Union
  • 608 Rostraver Road, Belle Vernon, PA, 15012
  • BVA Federal Credit Union’s main objective is to provide outstanding financial services to its members. The credit union was chartered in 1966 as Rostraver Federal Credit Union. In 1969 the charter name was changed to Belle Vernon School Employees Federal Credit Union. The name changed again in 1999 to BVA Federal Credit Union
  • Florida Bond & Mortgage Inc
  • 3696 N. Federal Highway, Suite 200, Fort Lauderdale, FL, 33308
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  • Coral Community Federal Credit Union
  • 1930 NE 47th Street, Suite 120, Fort Lauderdale, FL, 33308
  • Coral Community Federal Credit Union is a not for profit cooperative financial institution. We have been serving the medical community and their family members for more than 30 years. We were organized in 1975 as Holy Cross Employees Federal Credit Union, in 2004 we became a community charter credit union.
  • Voget Financial
  • 3351 Galt Ocean Drive, Fort Lauderdale, FL, 33308
  • "Voget Financial Services is a family operated business located in Fort Lauderdale, Florida. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible."
  • Help Me Mortgage LLC
  • 6216 North Federal Highway, Fort Lauderdale, FL, 33308
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American Financial Network, Inc.
  • 3050 East Commercial Boulevard, Fort Lauderdale, FL, 33308
  • American Home Loan Mortgage Corporation was Established in 1996, and our mission is to set a high standard in the mortgage industry, as we are committed to quality customer service - putting our clients first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best mortgage for you.
  • EquityMax
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  • EquityMax has been specializing in non-qualifying, hard-money real estate financing since 1990 as a family owned-and-operated enterprise. Our South Florida office caters to real estate investors throughout the country, looking to purchase or refinance real property. We are a fully licensed Mortgage Lender, Mortgage Brokerage, and Real Estate Brok
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