USDA Loan Vs. FHA loan pro & con Hogansville, Troup County, GA

In 2026, the USDA loan limit for Hogansville, in Troup, GA, stands at $336,500, while the FHA limit for a single-family home is $472,030.

With the Lendersa® USDA loan calculator, you can evaluate today's USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in that suits your financial needs best.

USDA and FHA Loan Options in Hogansville, GA

The goal of Lendersa® is to secure the best USDA or FHA loan swiftly and without fuss. Choose from three starting points to connect with lenders and explore USDA loan programs.

About USDA Loans in GA

A USDA home loan, secured by the U.S. Department of Agriculture and also called a USDA rural development loan, is offered solely in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages need no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

Hogansville Lenders
(706) 443-5010 Lender's profile and map STATEWIDE MORTGAGE, LLC 316 South Lewis Street, Lagrange, GA, 30241 Lends in Georgia Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.
(770) 253-2273 Lender's profile and map Coweta Cities & County Employees Federal Credit Union 43 Jefferson Parkway, Newnan, GA, 30263 Lends in Georgia Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(404) 425-3875 Lender's profile and map Home Loan Pros, Inc 2011 Commerce Drive N F, Suite 113, Peachtree City, GA, 30269 Lends in Georgia Lead by our president Les Pruitt, we have assisted hundreds of individuals and families get the home of their dreams without putting them in tough spot financially.When you work with one of trusted loan officers you will always have the ability to customize your loan to fit your mortgage needs.
(706) 846-8415 Lender's profile and map F & M Bank and Trust Company 142 West Main Street, Manchester, GA, 31816 Lends in Georgia F&M Bank and Trust was founded as a bank for the people, and we have been providing our community with consumer and commercial loans for nearly seventy-five years. We strive to provide our customers with the hospitality that they have come to expect from their local hometown bank through competitive loan products.
(770) 884-5111 Lender's profile and map First Bank of Pike 50 Spring Road, Molena, GA, 30258 Lends in Georgia The First Bank of Pike has been serving the people of Pike County since 1901. It received its charter in September of that year as the “Bank of Molena” when a group of local citizens worked together to buy out the Molena branch of the Barnesville Savings Bank. Those original stockholders are names still familiar to the people of Molena.
(770) 460-6505 Lender's profile and map Southern Crescent Mortgage and Investment Crop 101 Devant Street, Suite 704, Fayetteville, GA, 30214 Lends in Georgia Southern Crescent Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help.
(770) 719-1111 Lender's profile and map The Southern Credit Union 430 East Lanier Avenue, Fayetteville, GA, 30214 Lends in Georgia The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.
(770) 716-0074 Lender's profile and map Georgia Mortgage Services Inc 500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214 Lends in Georgia Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process