USDA Vs. FHA Pro and Con comparison in Pooler, Chatham County, GA

In 2025, the USDA loan limit in Pooler, within Chatham County, GA, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and identify the income, credit, reserves, and documents needed for qualification. This advanced mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Pooler, Chatham County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Pooler, GA

The objective of Lendersa® is to efficiently get you the best USDA or FHA loan options without hassle. Choose one of three starting paths to connect with matching lenders and USDA loan programs.

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Understanding the USDA Loan in GA

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture. Exclusively available in rural areas, unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Today's Financing
  • 85 Bagby Drive, Suite 337, Birmingham, AL, 35209
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • HAMILTON MORTGAGE CORPORATION
  • 2850 19th Street South, Suite 300, Birmingham, AL, 35209
  • "We have built a strong reputation for over 25 years as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout our southeast lending area. We're a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending"
  • L & N Credit Union
  • 4101 Vanderbilt Road, Birmingham, AL, 35217
  • Our Mission is to be the primary financial institution within our field of membership. We will provide quality financial products & services to our members. Our goal is to offer value to our membership in loan rates, deposit rates, products, and exceptional member service. We will strive to provide a challenging work environment for our employees.
  • ANG Federal Credit Union
  • 5401 East Lake Blvd, Building 630, Birmingham, AL, 35217
  • ANG Federal Credit Union offers a wide variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which means that your money is safe!
  • LuxPro Mortgage
  • 2170 Main Street, Suite 201, Sarasota, FL, 34237
  • At LuxPro Mortgage, our mission is to set high standards in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • MCK Lending Group LLC
  • 2075 Main Street, Suite 30, Sarasota, FL, 34237
  • MCK Lending Group, LLC is a company based out of 2075 MAIN ST, Sarasota, Florida, United States. We've been helping customers afford the home of their dreams for many years and we love what we do. Full spectrum lending with personalized complimentary credit analysis and mortgage product comparisons to ensure you successfully achieve your dreams.
  • Health Credit Union
  • 1400 6th Avenue South, Birmingham, AL, 35233
  • Health Credit Union was Chartered in 1955, to serve the employees of the Jefferson County Department of Health and their immediate families. Health Credit Union is a member of the Credit Union Services Center Network. Our members may use any CUSC office throughout the nation. As of January 2015, we have 1820 members & assets of over $20.6 million.
  • Federal Employees CU
  • 1509 4th Ave. South, Birmingham, AL, 35233
  • Members are the most important part of Federal Employees Credit Union. We are a non-profit financial institution that exists solely to service the financial needs of its members. Like most credit unions, we are governed by a Board of Directors and Supervisory Committee, which are democratically elected by the membership.