USDA Vs. FHA your options comparison in Savannah, Chatham County, GA
For 2025, the USDA loan limit in Savannah, within Chatham county, GA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Savannah, Chatham, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Savannah, GA
The aim of Lendersa® is to quickly provide you with the best USDA or FHA loan, free of hassle. Start your search with one of three options that lead to matched lenders and relevant USDA loan programs.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available only in rural areas and, unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment, offering a significant advantage to eligible buyers.
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