USDA Vs. FHA your options comparison in Savannah, Chatham County, GA
For 2025, the USDA loan limit in Savannah, within Chatham county, GA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Savannah, Chatham, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Savannah, GA
The aim of Lendersa® is to quickly provide you with the best USDA or FHA loan, free of hassle. Start your search with one of three options that lead to matched lenders and relevant USDA loan programs.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available only in rural areas and, unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment, offering a significant advantage to eligible buyers.
1511 N Westshore Blvd Suite 1150, Tampa, FL, 33607
The Goodwin Mortgage Group has a wide variety of loan products and experienced professionals to get you on the path to homeownership. We strive to take the stress out of buying a home by providing the best communication and assistance by walking our customers through the home buying process step-by-step
We are a full-service mortgage company—offering a multitude of loan programs to our clients. While we specialize in home loans, we can also assist clients needing a loan for commercial property or investment properties. In addition to brokering loans for home and property purchases, we also broker refinancing loans.
A privately held Retail non depository mortgage Lender, MiMutual is headquartered in Port Huron, Michigan, licensed and expanding in 35+ states. MiMutual is Federal Housing Administration Full-Eagle and direct Fannie Mae, Freddie Mac, and Ginnie Mae. Named top 5 203(k) Lender in the U.S. MiMutual also has In-House USDA.
4021 North Armenia Ave Suite 102, Tampa, FL, 33607
At Home Loans By U, we strive to provide 100% customer satisfaction. In these challenging economic times, we trust that Home Buyers/Home Owners will be happy to hear of a Mortgage Broker Firm that is offering a fair and honest service to assist in their mortgage financing transactions.
RAC is a group of lending specialists dedicated to helping mortgage professionals close difficult loans on-time. For more than 19 years, RAC has been working one-on-one with mortgage brokers, originators and processors across the country to restructure troubled loans, and find clever ways to get loans approved and closed quickly.
We understand that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home. We’re here for you. We’re Always Available.
Spirides Hospitality Finance Company provides mortgages and loans for owners of all types of hotels across the United States so they may obtain the capital they require to fund new construction & development, acquisition, debt refinancing, and renovation projects. With loan amounts ranging from $2, 000, 000 to $50, 000, 000
601 S Harbour Island Blvd, Suite 109, Tampa, FL, 33602
Business Loan Solutions is a diversified loan service company which provides a broad array of loan services countrywide to help companies receive the money they need to improve their sales, operating efficiency and for growth. The company provides several business loan programs including: lines of credit, business acquisition.
