USDA Loan Vs. FHA loan for Port-Wentworth, GA 2026

In 2026, the USDA loan limit for Port-Wentworth in the county of Chatham, GA is $285,000, whereas the FHA limit for a single-family home is $356,362.

Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates, determining the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in suitable for your financial situation.

USDA and FHA Loan Options in Port-Wentworth, GA

The mission of Lendersa® is to get you the best USDA or FHA loan quickly and without hurdles. Choose one of the three starting paths to connect with matching lenders and explore USDA loan offers.

Lendersa USDA loan request and matching results

What is a USDA Loan in GA?

A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan requires no down payment.

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(985) 876-6269 Lender's profile and map Reviews T.E.A. Federal Credit Union 7220 Main Street, Houma, LA, 70360 In 1967, ten Terrebonne Parish School System Employees (Mr. L. L. Streams, President, Mrs. Genevieve Gauno, Mr. W. J. Danks, Mrs. Helen C. Bryant, Mrs. Evelyn T. Johnson, Mrs. Martha L. Townsend, Mrs. Fledia W. Calloway, Mrs. Estelle M. Moseley, Mrs. Hazel Hawkins Navarre and Mr. Willie W. Gaither).
(985) 851-3434 Lender's profile and map Reviews South Louisiana Bank 1362 West Tunnel Blvd, Houma, LA, 70360 At South Louisiana Bank, we offer a real commercial banking advantage over the big banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking.
(985) 868-5950 Lender's profile and map Reviews Allegiance Home Lending 430 Corporate Dr, Suite C, Houma, LA, 70360 Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.
(985) 857-8524 Lender's profile and map Reviews La Maison Mortgage Corporation 521 Goode St., Houma, LA, 70360 La Maison, we're here to help take the mystery and stress out of lending transactions. After all, we want you to be happy in your new home or business and we want a good rate and payment plan for our buyers. Our hours are flexible to accommodate your busy work schedule and we're ready to answer any questions you may have.
(317) 559-3600 Lender's profile and map Reviews A N Mortgage 6675 Rockville RD, Indianapolis, IN, 46214 A N Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(330) 452-9801 Lender's profile and map Reviews CSE Federal Credit Union 1380 Market Ave N, Canton, OH, 44714 (CSE) Federal Credit Union is a member-owned financial cooperative committed to providing easy and effective financial solutions for the Stark County community through service and education. Our goal is to make banking easy for you and your family. CSE Federal Credit Union is committed to helping all people within our community achieve
(870) 222-3880 Lender's profile and map Reviews First Natural state Bank 500 North Second Street, Mc Gehee, AR, 71654 The First NaturalState Bank of McGehee was chartered in 1974 and has operated continuously in Desha County since its inception. The original Board of Directors, led by Henry Anthony, Chairman of the Board, and Carl Lucky, Jr, Vice Chairman of the Board, hired Fred Denton, to serve as the President/CEO, of the Bank.
(225) 925-8800 Lender's profile and map Reviews Bayou Federal Credit Union 5880 Florida Boulevard, Baton Rouge, LA, 70806 Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
(225) 343-5056 Lender's profile and map Reviews Preferred Credit Inc. 4415 North Blvd, Baton Rouge, LA, 70806 Preferred Credit Inc. prides itself on the knowledge and professionalism that we provide when assisting you. Our main goal is to say yes when you apply for a loan. We want to make our process as easy for you as possible. You can stop by when it is convenient for you or you can give us a call and we can do the application over the phone.