USDA Loan Vs. FHA loan for Rincon, GA 2025

In 2025, USDA loan limit in Rincon, county of Effingham, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rincon, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(843) 501-0760 Lender's profile and map Reviews Jeff Cook Real Estate 10040 Dorchester Rd, Suite 101, Summerville, SC, 29485 Our mission at Jeff Cook Real Estate is to empower our team to deliver the best service and to empower our clients to reach their real estate goals. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have. If you want someone who will work tirelessly to ensure your satisfaction
(843) 412-3949 Lender's profile and map Reviews New South Mortgage 1101 Old Trolley Rd, Suite 100, Summerville, SC, 29485 New South Mortgage offers a wide selection of loan packages to meet the needs of each customer’s unique situation. Because we work with many lenders, we take the hassle out of shopping for a loan by doing the shopping for our clients. Our long time relationships with lenders also enable us to offer discounts and rates not available elsewhere.
(912) 529-4431 Lender's profile and map Reviews Georgia First Bank 1202 Second Street, Soperton, GA, 30457 Georgia First Bank serves small towns and underbanked communities of the state of Georgia. We have built our brand and our business for almost 120 years on “old fashioned”, face to face, relationship banking - local lending decisions and friendly service from someone you know. As we expand our business, we want to continue to offer this familiar
(843) 364-2656 Lender's profile and map Reviews Home Loans Inc 2557 Ashley Phosphate, North Charleston, SC, 29418 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
(843) 556-4809 Lender's profile and map Reviews Latitude 32® Credit Union 1845 Sam Rittenberg Boulevard, Charleston, SC, 29407 Latitude 32™ opened its doors as Charleston Area Federal Credit Union in September 1952. It was founded by federal civil service employees in Charleston who were searching for a better way to protect their savings and provide low-cost loans to fellow employees. The idea was so successful that it spread and the credit union.
(843) 568-5191 Lender's profile and map Reviews ABD MORTGAGE CO., LLC 852 Orleans Road, Suite 203, Charleston, SC, 29407 We have been serving homeowners and homebuyers in the Lowcountry since 2002. Our loan officers have a wide range of experience in working with homebuyer's and homeowners to find the loan that best meets your needs. Jeff has been working as a mortgage loan officer since 2005. Jeff has worked with FHA, VA, Fannie Mae, USDA and Freddie Mac loans.
(609) 737-1000 Lender's profile and map Reviews Princeton Mortgage 1180 Sam Rittenberg Blvd, Suite 160, Charleston, SC, 29407 Princeton Mortgage is a team of motivated people who are driven to achieve excellence in their work and reach their full potential, while enjoying the journey. We want to do great work for our customers. We’re also a little weird. Princeton Mortgage was founded in 1983 as a licensed mortgage banker and is backed by a 100+ year old
(843) 452-9599 Lender's profile and map Reviews Homegrown Financial LLC 147 Wappoo Creek Drive, Suite 105, Charleston, SC, 29412 At Homegrown Financial, we know you want financial freedom as you age. To achieve that, you need a smart and safe way to access an important retirement asset: home equity. The problem is traditional retirement sources are becoming unreliable and you’re worried about which options will allow you to best monetize your home equity in retirement.
(843) 724-1500 Lender's profile and map Reviews Bank of South Carolina 9403 Highway 78, Ladson, SC, 29456 Whether you're a first time homebuyer or an experienced borrower, The Bank of South Carolina's mortgage professionals can make the process clear and simple. Our knowledgeable professionals are trained to help you understand the entire loan process and select the most favorable loan product for your needs.
(912) 386-4700 Lender's profile and map Reviews Mount Vernon Bank 101 Railroad Avenue, Mount Vernon, GA, 30445 MOUNT VERNON BANK was chartered and is what we know today as the oldest bank in this area. The officer’s in 1901 were as follows; President, Dr. J.H. McArthur, Vice-President, Alex McArthur, Cashier, W.A. Peterson; Director’s W.H. McQueen, L.B. McLemore, D.A. McRae, William H. Arthur and Joseph W. Sharpe
(912) 279-2000 Lender's profile and map Reviews Marshland Credit Union 3650 Community Rd, Brunswick, GA, 31520 Marshland Credit Union consistently serves its members with the high-quality and professional service they look for in a financial institution. Marshland Credit Union is a not-for-profit organization. This means that any profits made by the credit union are returned to the member in the form of lower rates on loans