During 2025, the USDA loan cap in Rincon, located in Effingham County, GA, is $336,500, whereas the FHA loan limit for single-family homes is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates and determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding in your decision on which program in Alabama best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Rincon, Effingham County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Rincon, GA
Lendersa® aims to swiftly connect you with the best USDA or FHA loans without hassle. Choose from one of three beginnings that align with matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the government via the Department of Agriculture, also known as a USDA rural development or USDA mortgage loan, is exclusively available in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.
3323 NE 163rd St STE 404, North Miami Beach, FL, 33160
Mister Loans recognizes the struggle many faces in acquiring fair, honest home mortgage loans. That’s why we aim to exceed expectations We strive above all else to simplify the loan application process and help our partners achieve their goals through fair and competitive mortgage financing options.
18205 Biscayne Boulevard, Suite #2226, North Miami Beach, VA, 33160
The HardMoney Company has grown to a $100 mm company. Large in capacity, but offering loans of all sized ($50k - $5mm). Your loan -- large or small -- will be handled by senior executives and company owners.
The founders, Gus Goldsmith & Jerry Bouchard, partners for over 25 years, have participated in several entrepreneurial ventures since 1988.
3323 NE 163 STREET, #PH704, North Miami Beach, FL, 33160
New Wave Loans is Florida's largest private lender, specializing in fast and transparent closings on $1MM-$30MM loans. NMLS# 994227. Servicing both domestic investors and foreign nationals, New Wave Loans provides quality financing with a focus on speed, confidentiality, and white-glove service. We are a direct lender of our own capital, giving us
Members Heritage opened its doors in April 1960 as IBM (Lexington) Employees Federal Credit Union. In the early 1990’s, the credit union began to grow and diversify, offering service to employees at additional companies. In 1993, our name was changed to Members Heritage Federal Credit Union, representing the concept of member ownership.
Bridge Mortgage Bankers and its all-star team of professionals are well known for putting the customer first. We have an outstanding reputation amongst the thousands of homebuyers we have served and our mortgage banking illuminates our blossoming success. As a mortgage banker, Bridge Mortgage Banking Loans can offer faster loan processing
633 Ne 167th St, Suite 1019, North Miami Beach, FL, 33162
ETHICS MORTGAGE is a full-service mortgage company serving the entire state of Florida with expertise in every area of home mortgage lending from purchase to refinance to construction lending. We offer the best mortgage rates in Florida. A decision to purchase a home can be stressful. Buying a home is a big step.
Twin Oaks Federal Credit Union was established in 1977 by Mr. Charles W. Garland and a few eager co-workers. They all shared a dream and saw a need for a credit union inside the Goodyear plant in which they worked. On March 28, 1977 Goodyear WV Federal Credit Union was chartered to serve only the employees of the Goodyear plant
The Lincoln National Bank is a community bank and we take personal pride in giving one on one, friendly service for all your banking needs. We are a full service bank and offer a variety of checking, savings and loan products and other services. We've been committed to serving Hodgenville, LaRue County and the surrounding area since 1889.
Magnolia Bank is a community bank established in 1919 with a strong commitment to excellent customer service. This approach to banking is what we were founded on and what has allowed us to grow and serve new markets. At our banking centers in KY, we offer a variety of financial services to meet all your personal and business banking needs.
Rescue Lend is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
6625 Miami Lakes Dr E, Suite 349, Miami Lakes, FL, 33014
Independent Mortgage Corporation is a Mortgage Broker Company located in Miami Lakes, Florida. We offer a variety of mortgage products; our primary goal is to help you find the right loan with the best terms. All our mortgage loan originators are licensed, knowledgeable and experts in mortgage.
