USDA and FHA Pro and Con in Stonecrest, DeKalb County, GA

In 2026, the USDA loan limit for Stonecrest, within DeKalb, GA, is $330,200. Meanwhile, the FHA limit for a single-family home is set at $592,250.

Utilize Lendersa®'s USDA loan calculator to compare today's best USDA VS FHA rates, helping you identify necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, which aids in deciding the most suitable program in for your unique financial situation.

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2026 Loan Limits and Downpayment Requirements in Stonecrest, DeKalb, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Stonecrest, GA

The aim of Lendersa® is to secure the best USDA or FHA loan for you efficiently and hassle-free. Choose one of three starting points to connect with matching lenders and discover USDA loan programs.

USDA Loan Requests and Matches by Lendersa

Understanding USDA Loans in GA

A USDA home loan is supported by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage. It is available in rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage loan does not require any down payment, making it an attractive option for many buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Stonecrest Lenders

  • Harvest Financial Associates LLC
  • 2637 Flat Shoals Road, Decatur, GA, 30034
  • Lends in Georgia
  • Harvest Financial Associates, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • AHP Capital
  • 755 Commerce Drive, Suite 803, Decatur, GA, 30030
  • Lends in Georgia
  • AHP Capital Out of the depths of the recession of the mid 2000s and the largest loss of real estate value in US history David Dick and Jim Cantrell formed a new real estate company with a diversified approach to lending and investing. and also Their new company combined construction, property management, sales and lending.

  • Emory Alliance Credit Union
  • 1237 Clairmont Run, Decatur, GA, 30030
  • Lends in Georgia
  • Emory Alliance Credit Union was chartered in 1968 to serve the employees of Emory University and Emory University Hospital. In the last 40 years, its field of membership has grown to include Emory University students and faculty, Emory Healthcare, Residents or Employees of DeKalb or Fulton County, Georgia, and other Emory-related organizations.

  • SL Lending
  • 1939 Hosea Williams Drive, Atlanta, GA, 30317
  • Lends in Georgia
  • Atticus is one of the co-founders of Stryant Investments, LLC and Stryant Construction, Inc. The companies were also co-founded by Stan Sugarman in 2009 with the purpose of finding distressed or undervalued real estate investments in the metro Atlanta area since they had individually been pursuing opportunities since 2007.

  • Goldwater Home Loans Inc
  • 1755 East Park Place Blvd, Stone Mountain, GA, 30087
  • Lends in Georgia
  • Goldwater is an experienced mortgage brokerage in Atlanta, providing quality guidance and affordable loan options that meet every homebuyer’s needs. The key to our success has been a combination of consistently offering the lowest possible rates along with giving our clients outstanding customer service.

  • First American Financial Mortgage Corp
  • 7302 Wood Hollow Way, Stone Mountain, GA, 30087
  • Lends in Georgia
  • We’re a full service mortgage lender with an exceptionally experienced staff offering expertise in every area of mortgage finance and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost-to meet your unique needs. But that’s just the beginning of our service.

  • MembersFirst Credit Union
  • 2476 Lawrenceville Hwy, Decatur, GA, 30033
  • Lends in Georgia
  • Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia

  • Community Lending Solutions Inc
  • 801 Moreland Avenue, Suite B, Atlanta, GA, 30316
  • Lends in Georgia
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • BOND Community Federal Credit Union
  • 433 Moreland Ave NE, Atlanta, GA, 30307
  • Lends in Georgia
  • BOND Community Federal Credit Union was officially chartered in 1972 as a not-for-profit, member-owned financial institution. It had taken over two years of tenacity and a $2500 loan from the local Mennonite Church to convince NCUA (National Credit Union Administration, our federal regulatory agency) of its worth.