USDA Vs. FHA your options comparison in Stonecrest, DeKalb County, GA

In 2025, the USDA loan limit for Stonecrest, within DeKalb, GA, is $330,200. Meanwhile, the FHA limit for a single-family home is set at $592,250.

Utilize Lendersa®'s USDA loan calculator to compare today's best USDA VS FHA rates, helping you identify necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA options side by side, which aids in deciding the most suitable program in for your unique financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Stonecrest, DeKalb, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Stonecrest, GA

The aim of Lendersa® is to secure the best USDA or FHA loan for you efficiently and hassle-free. Choose one of three starting points to connect with matching lenders and discover USDA loan programs.

USDA Loan Requests and Matches by Lendersa

Understanding USDA Loans in GA

A USDA home loan is supported by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage. It is available in rural areas only. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage loan does not require any down payment, making it an attractive option for many buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Strategic Loan Advisors LLC
  • 1954 Airport Road, Suite 146, Atlanta, GA, 30341
  • We are dedicated to providing a 5 star level of service to our clients and referral partners! We take a concierge style approach with every client to ensure the highest level of customer service! Our mission is to value others ahead of ourselves. We provide strategic mortgage planning to our clients to help meet their needs.
  • FIRM Financial LLC
  • 4151 Silvery Way, Suite 307, Atlanta, GA, 30341
  • FIRM Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
  • Amerihome Loan Inc
  • 4360 Chamblee Dunwoody Rd, Suite 206, Atlanta, GA, 30341
  • Amerihome Loan Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Home Pointe Mortgage Company
  • 3235 Shallowford Road, Chamblee, GA, 30341
  • Home Pointe Mortgage Company will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
  • OPEN HOME MORTGAGE, INC.
  • 5200 Peachtree Rd, Suite 2104, Atlanta, GA, 30341
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
  • First Intercontinental Bank
  • 5593 Buford Highway, Doraville, GA, 30340
  • Our Mission is to recognize and respond to the financial needs of our community, To support the development & growth of our community, & To grow & strengthen with our community. First Intercontinental Bank Founded in 2000 and Headquartered in the city of Doraville, Georgia. Bank has Total 10 Branches in the Metro Atlanta area, in TX, NJ, NY and CA.
  • AA US Mortgage LLC
  • 2000 Clearview Avenue, Suite 212, Atlanta, GA, 30340
  • AA US Mortgage LLC is a mortgage company headquartered in Atlanta Georgia. We fulfill the purchase and refinance loans need for individuals and businesses. We have built a strong reputation as an outstanding mortgage broker, serving the mortgage needs of individuals, real estate professionals, investors, and builders over the past years.
  • Family First Credit Union
  • 3604 Atlanta Ave, Hapeville, GA, 30354
  • Family First Credit Union is committed to providing equal access to all individuals, including those with disabilities, seeking information on our website. If you are unable to access content on this website, have questions about accessibility of content or technology used by Family First CU
  • OneMile Mortgage LLC
  • 5456 Jimmy Carter Blvd, Suite 260, Norcross, GA, 30093
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Multiple Lending Solution Inc
  • 1770 Indian Trail Road, Suite 420, Norcross, GA, 30093
  • Multiple Lending Solution Inc We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the right mortgage loan for you.
  • LoanUnitedcom LLC
  • 1770 Indian Trial Lilburn Road, Suite 300, Norcross, GA, 30093
  • Loan United, we specialize in FHA Home Loans, VA Home Loans for Veterans and Conventional Home Loans. Purchase a Home or Refinance your Mortgage. Reduce your interest rate, Consolidate Debt or Get cash out and also Services may not be available in all states or areas. Some products may not be available in all states or areas.
  • SHELTER HOME MORTGAGE, LLC
  • 1770 Indian Trail Lilburn Road NW, Suite 400, Norcross, GA, 30093
  • Shelter was founded in 1984 and has been originating loans in Georgia since 1993. We partner with real estate companies to offer you a convenient one-stop experience for your home buying and financing needs. Today, we are recognized as the industry leader in mortgage partnerships because we are experts in our business